2024.11.25 08:21 Otherwise_Affect1058 Budgeting on upcoming reduced income
I’m currently covering a mat leave for a more higher level position I was promoted to with a salary of approx 100k. Come April of next year that will come to an end, and I will be back to my old position at the company that is more junior with a salary of about 78k. I’m not sure how to adjust back to this pay band, especially with unexpected costs that have come up (one parent is on disability with significantly reduced income for the last couple of months $2000/month and is expected to continue there due to their health condition) the other parents pays their entire pay check towards our rent, and I’ll likely need to replace my car which has about 385k kilometres on it and the next repair might just not be worth it anymore.
Any advice on how to budget my finances, I’m the breadwinner of my family of 5 and both my younger siblings are still in school and have had no luck finding even part time employment. I haven’t been able to save because if my siblings need help paying for an upcoming expense such as driving school or a new monitor I am more than willing to help.
Monthly finances are as follows: Rent is $3200 (gta) one parents pays the rent with no savings left after.
I pay the rest of the following: groceries $1000, utilities $280, auto insurance $250 for two cars-cars are both paid off, I work from home so gas for both cars $250, food delivery for the family $500-(once a week=$125 avg), family phone plans for all 5 $250, personal care products for everyone $100, Adobe creative cloud subscription $44-all of us kids utilize this, internet and landline $120, osap $400. Total $3194.
Current after tax income $5200 (I pay into my company’s pension plan), April next year back to $3900. The disabled parent has been using their income $2000 to pay out of pocket physio and psycho therapy as they’ve maxed out their insurance coverage for the year.
I’ve kinda given up on building my own future to support my family. I’m in my mid 20s and with how things are headed with the economy I feel like there’s no point in trying to venture out on my own when my family needs me.
submitted by Otherwise_Affect1058 to PersonalFinanceCanada [link] [comments]
2024.11.25 08:21 ResourceFeeling8350 Help me find a good trainer
Hi all. M28. Try to get in shape; but don’t want to do non-focused random workouts. Looking for a trainer near Rajajinagar area.
submitted by ResourceFeeling8350 to bangalore [link] [comments]
2024.11.25 08:21 rope_iot Benefits of Lookup Tables & How to use them.
I have post I thought might help you to refresh benefits and usage of Lookup tables. submitted by rope_iot to embedded [link] [comments] |
2024.11.25 08:21 jvc72 Buy Signal Argeo AS - 25 nov 2024 @ 09:03 -> NOK12.30
Ticker: ARGEO.OL
Exchange: OSL
Time: 25 nov 2024 @ 09:03
Price: NOK12.30
Link: https://getagraph.com/OSL/stock/live-signals/ARGEO.OL/ENG
submitted by jvc72 to getagraph [link] [comments]
2024.11.25 08:21 coolwithyoux Lettermail during the strike
I was expecting a lettermail via USPS around next week (early december), I was wondering what will happen with it once it arrives the country and if the strike is still going on by then. Will it get sent back to the sender? Or will it just get held back in customs? I’m not too familiar with how the system works when the postal service is still on strike by the time my mail arrives in Canada, thanks!
submitted by coolwithyoux to CanadaPost [link] [comments]
2024.11.25 08:21 Source0fAllThings BREAKING: Brian Kelly shares thoughts on losing Bryce Underwood to Michigan
https://www.youtube.com/watch?v=ZcJ5pjWTbbc&ab_channel=DNPSports
submitted by Source0fAllThings to MichiganWolverines [link] [comments]
2024.11.25 08:21 Launi2609 Change my mind: This card must come with the new set
It would be a great addition and would help normal Pokemon be more relevant. They can implement it as a Trainer Card so you can play only 2 copys. submitted by Launi2609 to PTCGP [link] [comments] |
2024.11.25 08:21 just_surviving95 Lost sentimental ring
This is probably a longshot now, but I lost a small silver ring, made from a recycled tea spoon handle, on Saturday night between Mary Mullens & the Quays. It's not expensive, but has a lot of sentimental value to it as it was a gift from my aunt.
I've already posted in the Fb groups, & asked at the pubs but no luck so far.
submitted by just_surviving95 to galway [link] [comments]
2024.11.25 08:21 NightStar_14 450 SR/SS Windscreen recs
What tall windscreens do you recommend for this bike aside from the OEM?
submitted by NightStar_14 to cfmoto [link] [comments]
2024.11.25 08:21 ocolly OSU goes 7-3 against Texas Tech in 10 EA Sports College Football 25 simulations
submitted by ocolly to ocollysports [link] [comments] |
2024.11.25 08:20 Scared_Proof_3835 I have no words.
submitted by Scared_Proof_3835 to depoop [link] [comments] |
2024.11.25 08:20 swankycandle Anyone wanna BBQ hunt
C4779h
submitted by swankycandle to unioncircle [link] [comments]
2024.11.25 08:20 TrailBlazinMamba24 Last chance tickets and student pass?
Are they the same thing? In signed up for last chance tickets through my Ticketmaster account, but I’m not using my edu email on that.. are the student tickets cheaper?
submitted by TrailBlazinMamba24 to ripcity [link] [comments]
2024.11.25 08:20 LetterheadFun3697 Josh Brolin Says James Cameron Was 'Angry' He Turned Down Avatar Role: 'I Understand It'
submitted by LetterheadFun3697 to sciencefiction [link] [comments] |
2024.11.25 08:20 Mactuscacts Photography of random cars Pt. 2
This is just a part 2 of Cars and shenanigans submitted by Mactuscacts to ForzaHorizon [link] [comments] |
2024.11.25 08:20 jakeuwouldnot How different would your high school experience have been if it took place in the same social and technological climate we’re in today?
Would you have fared better or worse? What would be different and why? What would be the biggest game changers?
submitted by jakeuwouldnot to Millennials [link] [comments]
2024.11.25 08:20 KotobukiTsu Should i trust this guitar luthier to fix my guitar?
hello, so i inquired this guitar luthier to fix my guitar’s intonation and maybe also to make it into a low action setting, and he told me its 40$ for this full set up. I also told him if its possible to just have my intonation and action setup and he told me it’ll be tangled in frets if not adjusted, that’s why i should opt for the full set up thats 40$. This guitar luthier has a rating of 4.4 and i saw in one of the reviews, only one star and the only one star review, that he overcharges and fixed things without the consent of the op that’s why it was overcharged. I don’t know much about guitar repairs and i’m still a student hanging on to my parent’s lunch money to fix my guitar, that’s why im skeptical about spending this much money… pls help me on this. submitted by KotobukiTsu to guitarlessons [link] [comments] |
2024.11.25 08:20 Mountain-Nerve-3583 Is my sona too generic
I can't attach an image because I already posted the drawings, but you could go to my profile and see. If you don't want to, then here's a description:
A blue wolf with a white muzzle, and black rings around the tail/wrists/legs.
I've realised that there are a lot of blue wolves/dogs out there, and my sona is a blue wolf. Is this too generic, or am I just paranoid?
submitted by Mountain-Nerve-3583 to furry [link] [comments]
2024.11.25 08:20 JEM114 Ehat is this birdy
Hello, my mom recently got a conure. And she is unsure of what kind it is. If anyone knows I'd greatly appreciate it. Thank you. 🧡 submitted by JEM114 to whatsthisbird [link] [comments] |
2024.11.25 08:20 KnightSpectral Hello! New Here - Planning Decor
I'm adding a spoiler tag jic for the comments
Hello! I'm new to Finch and just made it to my 3 Day streak. I've gotten to the point where I have earned enough rainbows to start buying furniture and decor. There are some items in the random selection that I like, but I have no idea what the full set looks like. I'm wanting to start planning out my little Peep's room! Is there a place that has a catalogue of decor items? Also are there any that are particularly rare that I should keep my eyes open for (kinda like in Animal Crossing)?
Thank you and you're doing amazing! Keep up your efforts 🩵
submitted by KnightSpectral to finch [link] [comments]
2024.11.25 08:20 ishaan8909 Girlfriend’s parents gifted this to me 🙌
submitted by ishaan8909 to watchesindia [link] [comments] |
2024.11.25 08:20 ElectroAdeptus Спасибо дорогая, я помню тот день как сейчас
submitted by ElectroAdeptus to KafkaFPS [link] [comments] |
2024.11.25 08:20 Any-Worry-4011 Gotta finish off the Polish ones
Finished all of them except for the LOTR but in polish submitted by Any-Worry-4011 to lotr [link] [comments] |
2024.11.25 08:20 Civil-Bat6710 Georgescu presedinte, now what?
Tara religioasa si misogina e imposibil să iasă Lasconi. PSD nu se va alia cu USR deci PSD+AUR vor susține Georgescu.
Lasconi a luat maxim de voturi de unde a putut, nu cred ca se trezesc peste noapte multi care să voteze cu ea.
Deci cum vor arată următorii 5 ani? Georgescu presedinte si PSD , AUR majoritari
submitted by Civil-Bat6710 to programare [link] [comments]
2024.11.25 08:20 rat_b4stard Easy way to grind notes?
I'm a solo permafreshie and I just wanna make my guild base I got 3 rooms but the next is like 10k pls help Ive never fought any bosses or anything
submitted by rat_b4stard to deepwoken [link] [comments]