Pro tip: you get what you pay for when it comes to auto and home insurance.
2024.11.29 15:29 MithrasHChrist Pro tip: you get what you pay for when it comes to auto and home insurance.
This is going to sound like a commercial for USAA, and for that I apologize, I worked for them for many years, and my insurance is still with them. I now work as a broker, 200+ insurance companies so I can really see the differences.
People tend to shop for insurance based on price alone, and assume other than price, a policy is a policy. This is incredibly incorrect. You get what you pay for with insurance. Unless you spend a few hours comparing the entire contract (not just the dec page) you are really not comparing apples to apples.
A few examples: one that comes to mind for home insurance is loss assessment. If you own a condo, or have a HOA, this coverage is extremely relevant to you. If a loss happens to common areas, areas that no one individual unit owner is responsible for, the association has what's called a master policy which covers this damage. But what happens if/when the master policy is insufficient? The remaining cost gets "assessed" to the individual unit owners. A USAA policy includes $50,000 coverage for loss assessment. Some policies include nearly nothing for loss assessment, I've seen as little as $1,000. If you don't have food loss assessment coverage, you are out of pocket for those costs.
As for auto, does your company raise rates for glass only or towing claims? USAA does not. Some do. USAA has no hard limit on how many times you can use your roadside coverage per year, for example Progressive limits it to 3 times a year. How far will your roadside assistance tow you? USAA will tow 50 miles at no additional charge. National General only tows 15. You also get a free Lyft home with a USAA roadside claim. Everyone (to my knowledge) leaves getting home to you.
Ever find yourself in a tight financial situation, and can't cover you insurance bill this month? Call USAA, they will work with you. Will your company? Probably not. Miss a payment with virtually any company, and you'll find yourself cancelled (along with all the DMV/lienholderate increase drama and fees that come with that gap in coverage, especially at a renewal. If you don't have a history of payment issues, USAA let's you get THREE payments down before you are cancelled.
Talk to your local contractor and auto repair places. What insurance companies are they happy to see when a job rolls in? What companies do they hate to see?
Bottom line, you need to review you policy (again, in full, not just the dec page) and decide what is important to you. Then sit down with a broker and find the policy that will give you piece of mind, even if it's at a higher cost. Insurance companies are barely breaking even in most areas (if that) so they are not making money off you with their rates. If one company wants to charge you more, they may very well be giving you more value for that money.
submitted by MithrasHChrist to Insurance [link] [comments]
2024.11.29 15:29 Delicious-Mood5356 Empowering Your Team: The Secret to Unstoppable Growth
 | submitted by Delicious-Mood5356 to YouTubeSubscribeBoost [link] [comments] |
2024.11.29 15:29 Odd_Opposite_1495 Blonde vs Brunette: The Memecoin Showdown of the Year! Launching Saturday, 4 PM UTC!
Processing img pk7bmnikzm3e1...
It’s finally happening Blonde vs Brunette is launching this Saturday at 4 PM UTC! With over 400 members already on board, the hype is through the roof and the battle is set to begin.
Why should you care? - Proven Track Record: The team behind this project isn’t new to the space. They’ve launched successful tokens before and know exactly how to drive hype, liquidity, and market cap. - Explosive Community: With 400+ members already, the energy is undeniable. The excitement is real, and this community is growing fast—don’t miss out on the chance to get in early. - A Viral Narrative: Blonde vs Brunette—two sides, one epic battle. Memecoins thrive on stories, and this one’s already making waves.
This is more than just a launch—it’s a movement. Be part of it from the start, and get ready for the explosion.
📅 Launch Date: Saturday, 4 PM UTC 🔗 Join the Hype Here
Blonde or Brunette? The showdown begins soon—don’t miss your chance to be part of it!
submitted by Odd_Opposite_1495 to CryptoGossip [link] [comments]
2024.11.29 15:29 Expensive_Front9552 Car Dealership Campaign Structure
Hey guys, this is my first time posting here. I work for a car dealership's marketing department. I was wondering whether someone could give me their thoughts on the campaign structure i'm planning to use moving forward. As of now, all campaigns are run on a monthly basis based on the offers available. So, for example, we have :
- November Lead Gen campaign for brand X
- November Lead Gen campaign for brand Y; ecc.
Over the course of this month we've seen amazing performance on one specific monthly campaign.
Here's what i was thinking: what would happen in terms of optimizations if, instead of creating a new campaign from scratch for that same brand, i would just add a new ad set to the campaign with the offers that are going to be available in december? Would that be better than creating a campaign from scratch? I don't know if the optimizations at the campaign level are gonna live on the new adset. I'm kinda of a newbie to Meta ads, so any insight will be greatly appreciated, Thanks in advance :)
submitted by Expensive_Front9552 to FacebookAds [link] [comments]
2024.11.29 15:29 starkstaring101 Migration Question - Library and metadata but not name and settings
Hi all,
I know how to move to a new system - I've done it enough times along the years, but I want to migrate to a new system and keep that system's name and settings intact. Whenever I migrate, it migrates everything including the system name and settings (because I'm obviously zipping up everything in the /valib/plexmediaserveLibrary/Application Support/Plex Media Serve directory).
Am I right in thinking the following locations are the only ones I need to migrate the library, but not the system name / settings? Or is it only the Preferences.xml that contains the name / settings?
- Plex Media ServePlug-in Support/Databases
- Plex Media ServeMetadata/
- Plex Media ServeMedia/
2024.11.29 15:29 Low-Actuary2401 All on a child’s allowance
 | submitted by Low-Actuary2401 to FullmetalAlchemist [link] [comments] |
2024.11.29 15:29 Equivalent-Rough-968 Prescription
Can you sue Walgreens if they handed you someone else’s prescription even if you didn’t take the medication ?
submitted by Equivalent-Rough-968 to WalgreensStores [link] [comments]
2024.11.29 15:29 ThrowRaAutisticPotat Scrwe pre 'big happening' anxiety!
Like... Yes, I have a big thing tomorrow. Yes, I already took care of my scripting in my head of what to say and do. But why do I always have to be so fucking anxious and on the verge of a panic attack for 2 days straight, not being able to relax or sleep and going into the big happening utterly exhausted!
I hate it here! I wanna nap! Give me chocolate!
submitted by ThrowRaAutisticPotat to autism [link] [comments]
2024.11.29 15:29 Opposite_Example_336 30% OFF : Pureology Color Fanatic Leave-in Conditioner | Hair Treatment and Detangler Spray | Smooths Frizz and Protects Hair Color From Fading | Heat Protectant | Vegan-$24
submitted by Opposite_Example_336 to Extradeals [link] [comments]
2024.11.29 15:29 Chillpackage02 I don’t want to go through this at all
Two weeks ago, my ex partner and I got into it. He eventually told me I crossed his boundaries, and he can’t continue (he was going to wait to tell me that the next day until I asked for an answer again) because I demanded answers about a situaition in a sarcastic way even tho I was not being serious. I was asking him questions all day about one thing and it just seemed like I kept getting the runaround. When he called things off I told him I reacted that way because he fails to give an answer about something I care about and that means something to me. When he blocked me and unblocked me he told me the truth and that hurt even more. I felt like he waisted my time so much yet we were best friends?! Idk it’s like the relationship wasn’t toxic maybe I was just codependent either way… I know this is missing a lot of context but if people ask in the comments below I can explain because it’s just a lot. I asked him last night if he really wanted to keep talking everyday because he said “after I finish therapy we can try again” I told him therapy for me is life long so why would you just wait around if you already told me before you don’t want to deal with it…. He said “you’re right I wasn’t being truthful I guess I had hope but I really don’t want to deal with it” the problem is I’ve had to pull answers out of him left and right about a few things. I’m having a really difficult time letting him go. It feels impossible. Like I’m losing someone ugh…
submitted by Chillpackage02 to BreakUps [link] [comments]
2024.11.29 15:29 Odd_Opposite_1495 Blonde vs Brunette: The Memecoin Showdown of the Year! Launching Saturday, 4 PM UTC!
Processing img pk7bmnikzm3e1...
It’s finally happening Blonde vs Brunette is launching this Saturday at 4 PM UTC! With over 400 members already on board, the hype is through the roof and the battle is set to begin.
Why should you care? - Proven Track Record: The team behind this project isn’t new to the space. They’ve launched successful tokens before and know exactly how to drive hype, liquidity, and market cap. - Explosive Community: With 400+ members already, the energy is undeniable. The excitement is real, and this community is growing fast—don’t miss out on the chance to get in early. - A Viral Narrative: Blonde vs Brunette—two sides, one epic battle. Memecoins thrive on stories, and this one’s already making waves.
This is more than just a launch—it’s a movement. Be part of it from the start, and get ready for the explosion.
📅 Launch Date: Saturday, 4 PM UTC 🔗 Join the Hype Here
Blonde or Brunette? The showdown begins soon—don’t miss your chance to be part of it!
submitted by Odd_Opposite_1495 to SmartChainGems [link] [comments]
2024.11.29 15:29 External-Laugh-5935 LLC Documents
Hi, I have a new LLC. I just filed my BOI report, and I was wondering if there are any other required documents I should file or any other documents I should look out for to file later on this or next year. Please any help would be appreciated
submitted by External-Laugh-5935 to llctips [link] [comments]
2024.11.29 15:29 OnlyPoint9419 Jake Fraser-Mcgurk
Harsha Bhogle said that DC has got JFM back on just promise alone. He hasn't done much since IPL in international cricket and we got him back based on how he was for us last season.
Now, i don't know how this is gonna turn out but for us to reach the mountain top, we need him to repay the faith and promise of next season and give us atleast 9 out of 14 performances in the league stage. He's surely got potential and he's very very young, i hope he can work on his game a little bit more and add some dimensions.
REALLY REALLY REALLY HOPE HE WASNT JUST A ONE SEASON WONDER because when he gets going he swings the momentum so hard in our favour. Would love to know you guys' thoughts on this
submitted by OnlyPoint9419 to delhicapitals [link] [comments]
2024.11.29 15:29 appm105 Here to Help BL 333
Can Help with any Part of the base game or DLC and Dungeons EXCEPT defiled/sinistefetid as I have not completed all of them yet
submitted by appm105 to huntersbell [link] [comments]
2024.11.29 15:29 Slipshower Future of Skylands on the Wii compared to the other Versions.
 | submitted by Slipshower to skylanders [link] [comments] |
2024.11.29 15:29 TynesideFoundry Why did Daniel Davis only narrate 'Plagueis'?
The Darth Plagueis book is one of the best of the best SW stories, and the audiobook is incredible. Daniel Davis is insanely good - so why did he just do the one audiobook, when it seems common for SW narrators to do many (Marc Thompson and Jonathan Davies have done like 30 between them).
submitted by TynesideFoundry to StarWarsEU [link] [comments]
2024.11.29 15:29 ZerefDragneel_ I have a problem running mojo code
I tried to run mojo in CL but it throws some error like this
submitted by ZerefDragneel_ to MojoProgramming [link] [comments]
2024.11.29 15:29 Various_Panic_5307 Dicas para roteiro em Londres
Bom dia pessoal,
Estou montando o roteiro da minha lua de mel, e chegou a vez de londres kk
Tava vendo sobre a tower of london agora, achei bem salgado o valor pra entrar la, vale realmente a pena?
Pq londres tem tantos museus de graça, nao se se realmente valeria a pena pagar pra entrar la..
Se puderem tambem dar dicas de lugares que nao posso deixar de colocar no roteiro eu agradeço!!
submitted by Various_Panic_5307 to viagens [link] [comments]
2024.11.29 15:29 ImJustMerry How would you guys feel about Metal Mario being a fighter in smash 6?
 | Metal Mario would function similarly to Mario except with Dr. Mario’s down B, Luigi’s forward air, and Ryu’s down air. Also he will shoot fireballs that don’t go very far but do a lot of damage He would function like Mario but with the Metal power up equipped Also Instead of the cape for his side special he will use a tennis Racket as a reference to Mario Tennis. The Tennis racket functions Similarly to Dr Mario’s Sheet. It does stall in the air like Mario’s cape but it deflects projectiles. However unlike Mario’s cape and Dr. Mario’s sheet the tennis racket acts more like a forward smash it does a good amount of damage rather than turning the opponent around Metal Mario would be like a heavyweight version of Mario and would have one of the fastest fall speeds in the game submitted by ImJustMerry to supersmashbros [link] [comments] |
2024.11.29 15:29 Key-Year3280 Coaie ăștia nu-s Calvin Klein
 | submitted by Key-Year3280 to okprietenretardat [link] [comments] |
2024.11.29 15:29 otmant69 Test Bank - Focus on Nursing Pharmacology (8th Edition by Karch)
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submitted by otmant69 to TESTBANKSARENA [link] [comments]
2024.11.29 15:29 Square-Ad7085 Is there a known issue with Wealthfront connection?
I was able to get it all set up when I opened my piere account but for the last few months, my Wealthfront accounts aren't able to update. When I attempt to reconnect, I immediately get a "connection failed- try again later" message.
submitted by Square-Ad7085 to piere [link] [comments]
2024.11.29 15:29 Odd_Opposite_1495 Blonde vs Brunette: The Memecoin Showdown of the Year! Launching Saturday, 4 PM UTC!
Processing img pk7bmnikzm3e1...
It’s finally happening Blonde vs Brunette is launching this Saturday at 4 PM UTC! With over 400 members already on board, the hype is through the roof and the battle is set to begin.
Why should you care? - Proven Track Record: The team behind this project isn’t new to the space. They’ve launched successful tokens before and know exactly how to drive hype, liquidity, and market cap. - Explosive Community: With 400+ members already, the energy is undeniable. The excitement is real, and this community is growing fast—don’t miss out on the chance to get in early. - A Viral Narrative: Blonde vs Brunette—two sides, one epic battle. Memecoins thrive on stories, and this one’s already making waves.
This is more than just a launch—it’s a movement. Be part of it from the start, and get ready for the explosion.
📅 Launch Date: Saturday, 4 PM UTC 🔗 Join the Hype Here
Blonde or Brunette? The showdown begins soon—don’t miss your chance to be part of it!
submitted by Odd_Opposite_1495 to PolygonMoonShots [link] [comments]
2024.11.29 15:29 Mastodon8919 Vendredi prochain à l'Esco!
 | Grosse soirée Stoner, Grunge et Doom vendredi prochain à l'Esco avec Destruction Derby, Subsun et Scorbut! Billets: https://lepointdevente.com/billets/dderby-subsun-scorbut Détails: https://www.facebook.com/share/15gYFhBV3p/ submitted by Mastodon8919 to montrealmusic [link] [comments] |
2024.11.29 15:29 Several_Peanut5027 Rate me, no hard feelings :)
 | submitted by Several_Peanut5027 to Teenager [link] [comments] |