Should I go in on family home?
2024.11.30 16:20 mkla01 Should I go in on family home?
Hi chubby friends! I’m 33 and on the path to FIRE, aiming to hit $3.5M and fire by 50. My goal isn’t necessarily full retirement—what I really want is the freedom to work selectively part-time without stressing about whether my work pipeline dries up.
Here’s where I’m at financially:
- Currently Own: $700K (90% VOO, 10% BND)
- Saving $110K/year (planning for raises to increase this)
- Maxing 401(k)s, the rest goes into taxable accounts
- Living in a HCOL area with a sane $3.3K/month mortgage (including property tax)
- Total monthly spend: $8.3K including mortgage (can scale back if needed)
- Long-term plan: Spend ~$300K to remodel and add space for when our little kids become full sized (planning to do this after hitting $1.5M to minimize disruption to our FIRE timeline, Also expect this could end up closer to 400k, TBD).
The benefits seem pretty solid:
- We’d avoid the need for a major remodel, which simplifies life.
- Our $1M investment would essentially double, giving us a $2M house.
- By the time we’re 55, we’d have our current house paid off and generating $5K+ in rental income.
I’d love to hear your thoughts, is this an opportunity worth pivoting for, or should we stick with our original plan?
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2024.11.30 16:20 sebkebab Cattle-Egret yum!
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2024.11.30 16:20 Croissant_Child Hi hi hi 🥐🥐🥐🥐🥐 hi hi hu
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2024.11.30 16:20 BandicootBig9715 PARCEL
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2024.11.30 16:20 AyashiiWasabi 33M Looking to Friends to Play Boardgames Hangouts or Anything Fun!
Hey y'all! I've slowly drifted away from friends due to working/school and various milestones in my life and my friends! I've become more accustomed to spending time by myself at home or online and I'm looking to change that. 😊
A bit about me:
- I’m from Chicago.
- I’m a jail nurse. (🤣)
- I'm vegan of 2 years and 2 months.
- I enjoy making tofu from beans, legumes, and nuts — pumpkin seed is my favorite so far!
- I also enjoy watching vegan food YouTubers like Rainbow Plant Life, Gaz Oakley, Mary's Test Kitchen, Yeung Man Cooking, and Sauce Stache.
- In my free time, I enjoy watching anime like Dr. Stone, Promised Neverland (vegan themes!), and rewatching Sword Art Online.
- I love board games! Settlers of Catan is one of my favorites, I've also played blood on the clock tower, goose goose duck. I've always wanted to get into DND but have never played or tried it!
- I’m an aviation enthusiast who loves photographing airplanes and spotting them in the sky. I used to work at ORD, so I know all the best spots for plane watching. :D
- Politically, I’m left-leaning and support unions, feminism, LGBTQIA+ rights, workers' rights, universal healthcare, and universal basic income. Mental health is important to me.
- For fun, I enjoy aerial obstacle courses, drawing, ice skating, rollerblading, cooking, jogging, volleyball and badminton.
2024.11.30 16:20 SteezyJoeNetwork I Just Paid For Pro - Pretty Happy So Far - Here's Our First Video Done In CapCut Pro
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2024.11.30 16:20 captaincool31 Deep KTM discounts (change my mind please)
My local dealer has like double discounts on all of the KTM adventure bikes. They sold 3 (tagged with names on the showroom floor), there's 3 left. I had made the decision to wait for a 2025 Tenere but these discounts have me thinking and plotting. I don't trust KTM as a company or for reliability though. And I think I would eventually regret buying their 1290 adventure platform. Someone talk me out of even considering this.
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2024.11.30 16:20 flashfoxart What We Leave Behind
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2024.11.30 16:20 Leahh4youu Has anyone tried this?
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2024.11.30 16:20 ladybird_03450 (TW: ED) promoting your eating disorder is the new trend now
 | there’s millions of girls that are perfectly healthy who will be watching this and begin to follow the same routine as her. so fucking tone-deaf. submitted by ladybird_03450 to InstaCelebsGossip [link] [comments] |
2024.11.30 16:20 Remarkable-Land-1492 Gluten free reccs near Stuart/Jensen Beach?
Thank you!
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2024.11.30 16:20 f0r3v3r3mma Looking to trade!
 | I don’t know what items are worth anymore because I haven’t played in so long but I’m looking to trade! Please message me or comment if you’re interested. I also included my wishlist, if you have any of the items from my wishlist I’m also willing to buy them! Thanks! submitted by f0r3v3r3mma to AnimalJam [link] [comments] |
2024.11.30 16:20 ilovemusic811 Will Nvidia Shield TV Pro recognize an external USB Blu-Ray drive?
As topic says, if I plug in one of those cheap USB-powered Blu-Ray drives and insert a BD-R disc with MP4-files written in data mode, will Nvidia Shield Pro TV be able to recognize that drive and also play those MP4-files in for example VLC player? Basically as if they were on a USB jump drive.
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2024.11.30 16:20 YorjYefferson Song Of The Month, December 2024 - Angels In The Snow
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2024.11.30 16:20 SeijiWeiss Ayaneru from ✨BanG Dream！Freshly picked & Colorful♪Harvest Festival feat. Dreamer's Tunes✨ (w/ best friend Amita, AiAi, Mikku & Moeshi)
Ayaneru's Instagram Post 1
Ayaneru's Instagram Post 2
Ayaneru's Instagram Post 3
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2024.11.30 16:20 JapanUnderground the GazettE CDs included in the JPU Records sale
Just a heads up that some of the GazettE's CDs are included in JPU Records sale, which ends tonight: https://jpurecords.com/blogs/news/japanese-music-cd-mega-sale-ends-30-nov
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2024.11.30 16:20 Aware_Rhubarb4006 Enid as a wolf
 | So I was wondering, what is Enid's height and mass in her wolf from? I know that she's normally like 5'3 but in her wolf form she looks really big. If you can make any estimates please tell me. submitted by Aware_Rhubarb4006 to wenclair [link] [comments] |
2024.11.30 16:20 Proof-Land4383 Chat are we gonna talk about john harper
 | Iyk seems like everyone ignores him ( the guys that regrew all his hair with only dremarolling, coffee, and rosemary oils , and other oils ) idk if he i scamming or he is tell the truth here his channel submitted by Proof-Land4383 to tressless [link] [comments] |
2024.11.30 16:20 HiMaintainceMachine Lamb of Worms by me
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2024.11.30 16:20 babajimobile rivaldo
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2024.11.30 16:20 Wooden_Barnacle_4032 help me and I'll help u!! PH
Can you help me out? I am trying to get a free gift. Hello friends, I need your help to click this link below to get more puppy snacks for my new pet!! https://onelink.shein.com/5/47qiiu529d0l
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2024.11.30 16:20 MattWPBS Veggie. Old School Cafe, Longcross, Surrey. £11.50.
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2024.11.30 16:20 Electronic-Cherry-67 Have the comments pretend to be Twilight when getting this letter
Dear, Twilight Sparkle
Congratulations! You have been invited to join Super Smash Bros. Universe.
Bring whatever you need for this contest, in which you'll battle up to 99 different opponetts (or they may become allies)
Sora will come to escort you to the portal into the Smash universe.
P.S. Don't worry about your princess duties, I already talked to Princess Celestia and Luna. They have got your back. Also, your friends are also invited to cheer you on, so you won't be lonely.
One more thing, there might be a library about all the universes here
Sincerely, Masahiro Sakurai
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2024.11.30 16:20 icnewser Before/After?
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2024.11.30 16:20 msmysery Kyrgyz beat🔥🔥
https://www.instagram.com/reel/DCR2nADR4xz/?igsh=MWw5Zjd0N3Jic2U5eg==
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