Question about leaf spots on my coconut palm
2025.01.23 09:46 Ok-Hair-6138 Question about leaf spots on my coconut palm
 | Hi there! I have a question about these spots on my coconut palm. Are these signs of disease? If yes, what can be done about it? Thanks in advance for any advice! submitted by Ok-Hair-6138 to houseplants [link] [comments] |
2025.01.23 09:46 kyral1x any tips for media pass
I plan on going to the fort lauderdale show at revolution live, I shoot with a vhs camera, I only ever shot carti ken and lone by sneaking it in to rolling loud but does anyone got any tips how I can shoot for osamason or 1oneam
submitted by kyral1x to osamason [link] [comments]
2025.01.23 09:46 WowVeryOriginalDude I think I’m bout to get f’d
Just got a letter in the mail from VA debt collections trying to take almost $9000 in supposedly “overpaid” BAH in regard to my GI bill.
For reference, according to their own benefits letter, I’m entitled to $2300 a month as a full time student.
My GI bill experience so far:
When I left in 2022 I went to practical nursing school for 2 semesters, technically it wasn’t full time, 11/12 credit hours, so I got paid a lower amount that whole time, as I should’ve.
Once I was a nurse I eventually got a pretty good job and stopped going to school. Eventually through a series of personal stuff and my brain being fucked and the everything going to shit, I had to stop working and focus on going back to school. I didn’t want nursing, so it was pre req time for something else (nuc med).
Ok so this last semester was my first semester in over a year. Did the process pretty much exactly the same, cept this time I had full credits. So they were paying me the full amount, as they should. As outlined on my COE, as outlined in the benefits letter they send me probably 3-4 times a month. I swear every time I check the mail it’s the same letter, just affirming that my benefits are good with a schedule telling me when I should expect payment. I was worried at the time because 6 credits were in person, 4 day a week classes, and 6 credits were online classes, all attended at the same time, but I was reaffirmed, not only by my school veterans office, but multiple individuals throughout the GI BILL line, that it didn’t matter as long as I was taking classes I had to physically show up for, I would receive the full bah rate. I’m sure some recorded call somewhere has that exact promise verbatim, multiple times.
I just started school again, 2 weeks ago. I think all they’ve paid me so far is the book stipend for this semester.
I’m meticulous about my finances They have never overpaid me, they have never double paid me, the payments have aligned with the documents they have sent me week after week for MONTHS. I don’t know where this supposed overpayment came from. Hell, that’s nearly the entirety of the BAH allowance for a whole semester. I’ve only taken one whole semester, and a nursing program. How tf could I owe EVERYTHING back? In total, I believe I’ve used 11.5 mo of the GI bill so far (I did my 4, so 100% GI bill)
I should note I know this isn’t some sorta scam, i checked the VA site. Apparently they emailed me weeks ago as well, claiming they “already sent a letter”. they didn’t but there’s no other info. No receipt or notarization or explanation. Except for a small bit about how you could receive debts for withdrawing from school (nope) or something along those lines, i passed everything, I was a very good noodle. So it ain’t that.
I’m really just venting at this point. There’s probably nobody awake, the VA has been fucking me so hard for awhile on the medical side, and right when I think I’m starting to get it under control my plans for life just get flushed down the toilet from another department.. I don’t fucking deserve this. It’ll probably all get fixed tomorrow when I get on the phone with them, or maybe not, maybe this will be the fucking nail. I quit a job, a real job, a job I couldn’t handle bc the VA took my community care away for 6 mo for funsies and I couldn’t mentally function, so i decided to to take it easy and slow down and take advantage of my opportunities for the future, I’m PROMISED it’ll be ok, I can get better and focus on what’s important without having to worry. NOPE. They gave me a “basic housing allowance”, so I could afford to live, now they want 1/2 yr of rent back. I don’t think I can do it.
What the fuck did I do?
submitted by WowVeryOriginalDude to VeteransBenefits [link] [comments]
2025.01.23 09:46 aaakassh does anyone know what jacket this is?
 | i know its a santa fe but i cant find any in this navy colourway thats also quilted, it looks more recent rather than vintage submitted by aaakassh to Carhartt [link] [comments] |
2025.01.23 09:46 Xcell_Miguel Another great update from OnePlus yesterday (OP12 CPH2581_15.0.0.503)
 | submitted by Xcell_Miguel to oneplus [link] [comments] |
2025.01.23 09:46 Camp_camper The Complicated World of Payments: An Explainer
 | Na-inspire ako sa discussion in a previous post: bakit daw hindi tinatanggap ng isang store ang aking Maya/GoTyme/etc. payment, GCash lang daw pwede? QRPH naman QR nila. I know, it’s so frustrating. I used to work in a fintech company, but I’m now working in a bank. During my years in Fintech, I’ve learned a lot about how payments work in this country, and since a lot of us are curious about these arbitrary and ambiguous rules that establishments, ewallets, and banks impose. It has been a while since I was in fintech though, so if any of you have corrections for my writeup, please feel free to comment. Anyway, here we go. Btw Fintech = eWallet company, for terminology sake. Funds and Rails Ok, before we dive into some of the other topics I want to first define for everyone here these two fundamental concept. A FUND is a place where money is stored. This can be a deposit account, an eWallet balance, or anything alike. Typically, funds can be transferred in the PH via fund transfers. Banks, via Instapay and Pesonet. And eWallets via closed loop and open loop. Closed loop, meaning Gcash to Gcash, or Maya to Maya. Open loop meaning non-GCash to GCash, or non-Maya to Maya, and the list goes on. When money is transferred between a bank/fintech to a bank/fintech, the two systems of the bank or fintech have to communicate with each other. It’s hard to get hundreds of banks and fintechs to integrate their systems with one another, so a middleman has to come in: Instapay and Pesonet. These are what we call RAILS. Parang riles ng tren; it literally is the system used to transport your cash from one station to another station – sender account to receiver account. QRPH is also technically a rail, it is operated by Instapay and is the dedicated institution of Instapay for all eWallet and QR-based payments. Money, Money, Money It’s always about money. When funds are sent from one account to another, the Pesonet and Instapay rails are used to make this happen. Instapay and Pesonet have to keep their systems running, so they need income to pay their employees, operating costs, etc. This is why Instapay and Pesonet apply a charge to banks and fintechs per transaction made on their rails. This is usually a very very small amount. I don’t recall the exact amount but I remember it to be less than 5 pesos. I think less than 1 peso, even. So, when banks and fintechs charge you 15-25 pesos for a fund transfer, isipin mo nalang kung gaano kalaki patong nila diyan The Boom of Fintechs Instapay from what I remember has 2 basic types of “rail systems” – bank to bank, and ewallet to ewallet. Both operate with similar rules: they make instant transfers, they have low max transaction limits compared to Pesonet, and they both charge a small transaction fee to the bank/fintech for usage of their rails. However a few years ago, the BSP wanted to heavily promote the boom of fintechs – to ensure that more and more filipinos are served by a financial institution. Thus, the BSP imposed lower fees for eWallet payments. Kumbaga, QRPH fees for ewallet to ewallet transactions are not as high as bank to bank. And to be honest I think it has done a lot of good for the country. There is a boom in commerce, payments, and the like. Merchants and Payments So, madami na ang gumagamit ng ewallet. GCash, Maya, GoTyme, etc. are everywhere. Almost everyone we know has an account in one of these fintechs. Now the big question for those who own businesses is: paano tayo tatanggap ng eWallet/QR payments? One option is for business owners to generate their own QR code from their ewallet app, print it, and accept payments. This is common practice with small businesses: sari-sari stores and the like. However, yung personal QR code ay may limits din. Hanggang 50K lang makaktanggap mo dito per day. On top of that, some eWallets charge additional fees if you receive more than a certain amount of transfers in a day. So, paano mo tatanggapin ang payments ng customers niyo kung kayo ay supermarket, clothing store sa mall, or other bigger businesses? This is where MERCHANT QR’s, known formally as P2M (peer to merchant) QRs have popped up. Companies like GCash, Maya, and other fintechs have created P2M offerings for businesses with much higher transaction limits, customized dashboards for the business for them to review sales information, etc. etc. Dito na papasok ang na-learn natin sa rails. For your added knowledge, P2P naman ay peer to peer. Ito ginagamit niyo pag nagbabayad kayo ng utang sa mga kaibigan niyo via ewallet… jk lang. Retail and Rails Imagine ikaw ay si SM Supermarket. Nag avail ka ng GCash P2M QR Code for your cashiers. Sasabihin ni GCash sayo: “kung GCash ang gagamitin ng customer’s niyo, walang fees yan. Pero kung iba ang nagamit nila, may fees na yan.” This is the standard practice, and this creates a lot of complications for everyone. But why? So as I mentioned, the QRPH rails is the middleman between banks/ewallets in the country. If GCash to GCash yung payment, hindi na yan dadaan sa QRPH. Why? Because it’s all within the GCash system. All GCash has to do is change the values in their own system, and the funds are reflected. Pero kapag Maya ang ginamit ni customer, dadaan pa yan sa QRPH para lang pumasok sa GCash ni SM Supermarket. This means that QRPH/Instapay fees will be applied to the Maya->GCash payment, not the GCash->GCash payment. Now what happens to the fees? First, GCash absorbs it. Then, GCash tells SM Supermarket “since may XYZ transactions kayo from Non-GCash wallets, we will deduct the amount from your account.” Imagine you are SM Supermarket again. Ano gagawin mo para maging mas profitable yung company mo? There are a few options: Option 1 – partner with Maya, GoTyme, etc. Tig-iisang QR code yung meron ng cashier mo, one per fintech. Kung GoTyme gamit ng customer mo, GoTyme QR Code yung ipapakita sa kanya. No fees. Option 2 – banned na ang non-GCash payments. The QR code provided at the cashier, which explicitly has the QRPH logo, can only be used with GCash, at sasabihin ‘to ng cashier sa customer. Both of which common practice, although much more common yung option 2 dahil usually may non-compete clauses yung mga contract for option 1. Ano ba gusto natin, and where do we go from here? Wouldn’t it be nice if every merchant accepted every single online banking / ewallet / QR payment, without all the frustrations around the fees? That would be payment paradise. But the truth is, all the fiasco around the fees have two root problems: Instapay/QRPH fees, and add on fees ng mga banks and fintechs. One radical solution is for the BSP to ban the charging of fees from Instapay to banks/fintechs and at the same time ban fintechs and banks from charging fees to merchants and customers. Then we could have a world free of payment fees. Merchants wouldn’t be choosy about what their customer uses to pay, fintechs would have to battle each other by providing quality service, instead of monopolizing the QR world and slapping on fees everywhere. BSP would probably have to absorb the fees to keep Instapay and Pesonet alive. So I doubt that would go anywhere, especially with our corrupt government. submitted by Camp_camper to DigitalbanksPh [link] [comments] |
2025.01.23 09:46 Legitimate_Mouse9400 L2 Algebra 2024 QDii
Does anyone know the answer for that question. It’s the one with the logo DOD and has the green background.
submitted by Legitimate_Mouse9400 to ncea [link] [comments]
2025.01.23 09:46 WTXNews ISIS death cult back on streets of Syria
 | submitted by WTXNews to UK_News24 [link] [comments] |
2025.01.23 09:46 Mobile-Map9430 Reverse Engineer Key-File
Hey Folks,
i've got a Key-File (https://anonymfile.com/DXnXJ/meb9600.key)
The content of the file is a serial number (bit 04 row 1, 80046 -> 3E).
The file contains the license key:
MZ66SH
C1Q3XL
1YHB0RZ
The original file had more bits, which I have already replaced with 00 to find the bits that represent the 3 licenses:
52 at position 0F -> MZxxxx
69 at position 08 -> C1xxxx
AF at position 0C -> 1HYxxxxxx
But I can't figure out how it stores the licenses or how it reads them. Example MZxxxxxx, the original string in the file is E1 82 CF 52, ONLY 52 is relevant. The rest is apparently ignored by the software.
Does anyone have any ideas?
submitted by Mobile-Map9430 to AskReverseEngineering [link] [comments]
2025.01.23 09:46 reddit_lss_2 Text post with only title for 23/1/2025 09:45:31
submitted by reddit_lss_2 to LssAutomation [link] [comments]
2025.01.23 09:46 Admirable_Apple6740 They buffed my boy RAHHHHH
Now it's turn for spinosaurus gen 2 and carnotaurus
submitted by Admirable_Apple6740 to JurassicWorldAlive [link] [comments]
2025.01.23 09:46 Severe-Tie-4918 I hate having to let you go
I really was interested in getting to know you. You kept pushing though, I tried to make it known you were making me uncomfortable. You knew I was a little uneasy about our first “date.” It really just started to make me uncomfortable the things you’ve been doing. It’s funny because I’ve always wanted someone who would be crazy about me. I guess just not like this? Too much too soon. Ah this sucks, I don’t want to ignore you, it’s difficult. I don’t even know why I’m having feelings like this anyways. I think I just latched onto you to get over my ex, bad choice.
Not even sure what to tag this idk if I’d call us strangers but I’m not sure I’d say we were quite there for anything else.
submitted by Severe-Tie-4918 to UnsentLetters [link] [comments]
2025.01.23 09:46 FitMonitor9277 When do you expect the next album to come out?
He's so quiet at the moment, wich he'd release something by the end of January... Give me Kimbo!!
View Poll
submitted by FitMonitor9277 to LilNasX [link] [comments]
2025.01.23 09:46 Nininaus Kontakt Familie abbrechen?
Meine Famile hat ein Weingut, dass mein Bruder in den nächsten Jahren Erben wird.
Ich durfte in den letzten Jahren dort einen Heurigen aufbauen der endlich gut rennt, das war 2 Jahre nicht so aber mittlerweile haben ich und mein Mann uns einen Namen gemacht und sind ziemlich bekannt.
Mir wurde verkündet, dass ich das ab diesem Jahr nicht mehr machen darf, weil es den Weinverkauf stört. Auch wenn ich über den heurigen ein paar Paletten wein pro Jahr verkaufe. Über 3 Ecken habe ich erfahren, dass es nicht daran liegt, dass das ganze stört sondern sie wollen es selber machen ohne Gastro erfahren. Bei einer Aussprache wurde mir gesagt, dass es dem Weingut finanziell nicht gut geht und sie deswegen mehr verlangen wollen und nicht nur die fixen Prozente von mir haben wollen. Es sei alles ganz leicht und ich verlangen einfach zu wenig. Mann muss dazu sagen, ich habe viele Ausbildung in der Gastronomie gemacht und beobachtet die Konkurrenz, habe ca. 10.000 Euro pro Jahr wegbekommen von denen sie nichts wissen. Deshalb bin ich gekränkt wenn sie glauben es rennt alles von selbst.
Sie wollen jetzt extra jemand anstellen, der das übernimmt aber ich bin einfach raus. Mehr Prozent von mir wollen sie nicht. Mein Bruder bekommt das ganze Weingut und nach mehreren Betriebsberatungen wo gesagt wurde, dass Teile auch eine Option ist wurden die Berater einfach gekündigt weil mein Bruder alles alleine haben will und meine Eltern sagen, dass es nur Streit geben wird wenn das beruflich geteilt wird.
Ich haben das ganze Equipment und die Einrichtung gekauft, das soll ich jetzt einfach dort lassen weil ich es ja nicht mehr brauche.
Mir wurde jetzt einfach mein über Jahre hart erarbeitet Business und meinen Lebensgrundlage weggenommen und mein Bruder setzt sich ins gemachte Nest. Ja. Es gibt im Weingut finanziell Probleme aber es wurde auch Jahre lang nicht gehandelt.
Meine Familie tut so als wäre alles ok und versucht über meine 2 Kleikinder Kontakt zu halten. Auf einmal dürfen sie oft zu Besuch kommen damit ich auch mal Freizeit habe. Was soll ich tun? Ich bin Menschlich total enttäuscht aber soll ich deswegen den Kontakt zu meiner Familie abbrechen oder soll ich auch so tun als wäre nichts? Übertreibe ich und bin ich das Arschloch weil ich nicht einsehe, dass man so das Weingut retten könnte? Ich bin total verwirrt weil sich bei mir alles ändert und ich leider nicht vollzeit arbeiten kann wegen unseren Kinder. Der Kredit für das Haus rennt trotz weiter. Man muss auch dazu sagen, dass ich etwas abhängig bin, weil ich ihren Traktor einmal im Monat ausborgen muss um meinen selbst gekauften Weingarten zu bewirtschaften.
submitted by Nininaus to Ratschlag [link] [comments]
2025.01.23 09:46 SnooPredictions9697 This rock is far too comfortable
I have no friends and I don’t want any No social media except Reddit, which I have days on from time to time but usually no I can’t be bothered I hate small talk But can’t be bothered with more But hate anything less I have kids and know I need to find friends that have kids Know I need to set good example, even socially, especially socially Know I need to talk to people so I can keep up that very important part of my brain. Sigh. But I just don’t want to. I don’t care what’s going on in the world. I don’t care about politics. I don’t care about old mate down the road or who’s doing what when where how why. But for my kids I must. But I can’t. I want nothing less then that awful, totally unrealistic, Disney level passionate romance But the thought of sharing my life with someone makes me feel ill Ugh
Yes I’m depressed lol but I’ve sent a hundred emails over the past year to get therapy and nobody is taking new clients. Welp.
Working on myself is good and all but I’m gonna have to work on myself in the context of others too and I just Cbf.
submitted by SnooPredictions9697 to lonely [link] [comments]
2025.01.23 09:46 DreamPirates Samantha Ruth Prabhu Indian Actress #SamanthaRuthPrabhu
 | submitted by DreamPirates to dreampirates [link] [comments] |
2025.01.23 09:46 OmegaMsiska Fluent UI
After loosing some motivation, I am back on track and super excited to share that I am now working on Fluent UI for the limekit framework. All possible using lua code
submitted by OmegaMsiska to limekit [link] [comments]
2025.01.23 09:46 UsedSkill2482 Mix and matched different outfits and skins,looks good ig
 | submitted by UsedSkill2482 to BGMI [link] [comments] |
2025.01.23 09:46 Resident_Chance4502 Deep Thoughts release date
 | Am I tripping or the release date has been extended again , I remember it being 31st January submitted by Resident_Chance4502 to LilDurk [link] [comments] |
2025.01.23 09:46 Umibaby Ship Girl Studio - Ship Girl 3rd Edition - 1/6 Musashi
submitted by Umibaby to animeGK [link] [comments]
2025.01.23 09:46 DeltaDana My party completely derailed my campaign last night, and honestly, it was amazing.
Alright so, I've been DMing a homebrew campaign for my group for about 6 months now. Last night's session was supposed to be this big epic showdown with the BBEG's lieutenant, so real intense vibes, consequences for the world, etc.
But no. My party decided they didn't care about any of that. Instead, they spent like... 3 hours trying to scam a noble out of his fortune by starting a fake circus.
It started as a joke, right? The bard said something like, "What if we just... became circus performers to get close to the noble's vault?" And before I could even blink, the rogue's sketching out "floor plans" for a big top, the barbarian's practicing juggling boulders, and the druid turned into a bear and decided they were the star attraction.
I should’ve shut it down, but honestly? It was too funny to stop. They even came up with a name for the act: "The Fools of Fortune." At this point, I'm just rolling with it because they’re clearly having a blast.
Long story short, they did manage to get into the noble’s vault... by accidentally collapsing the circus tent on the noble during a performance. The whole thing turned into chaos, but they got the loot AND somehow convinced the noble it was all part of the act. He even hired them for his next party.
No one even remembers the lieutenant anymore. My whole plot is in shambles, but I can't even be mad. It’s moments like this that make D&D worth it, honestly.
submitted by DeltaDana to DnD [link] [comments]
2025.01.23 09:46 AccomplishedStick433 Vous cherchez à acheter le meilleur abonnement IPTV au Québec, IPTV TVMAX.CA Canadien est IPTV le plus demandé au Québec
submitted by AccomplishedStick433 to Canada_streamin_iptv [link] [comments]
2025.01.23 09:46 plumbusss101 Help me please. Thank you
Can you help me out? I am trying to get a free gift. Hello friends, I need your help to click this link below to get more puppy snacks for my new pet!! https://onelink.shein.com/8/4d6v8pdw6asx
submitted by plumbusss101 to Shein_PuppyKeep [link] [comments]
2025.01.23 09:46 Last-Gasp100 Sunroof problem 2010
Ok, firstly the problem is not mechanical/electrical. I had a surfcaster in the vehicle and it was angled upwards from the boot/trunk space towards the sunroof. Forgetting the rod was there I opened the sunroof. It opened to the point where the rod jammed in the plastic canopy handle meaning the glass retracted but the canopy stopped. No damage but the canopy is not sitting slightly forward of the glass panel. When closing the sunroof the roof almost closes but the sensor detects a barrier between the glass and the closuring position. Clearly a safety feature to stop fingers being jammed….
Now the canopy will not got back into its original position so the sunroof remains open by about 3 inches. As I said all functionality works but the canopy is out of position.
Is there an easy fix? Anyone else had this problem? A guide or video to fix? Also, where does one take this issue? Regular mechanic? Or a specialist?
In hope of an answer. It is summer here and low rainfall but do need it sorted
submitted by Last-Gasp100 to SubaruForester [link] [comments]
2025.01.23 09:46 Sol3dweller Ember: Solar power is growing in every EU country
submitted by Sol3dweller to solarpunk [link] [comments]