Talk to bank or stay quiet?

2024.11.26 05:40 TrustAgitated2082 Talk to bank or stay quiet?

Wife and I (early 30s, no kids yet) are interested in seeing what our options are for selling our house and moving to a similarly priced or slightly cheaper one in another area.
Problem is, I've reduced my income by about $50k (new career) since I last adjusted our mortgage with the bank 2.5 years ago (added revolving credit)
I currently have a $50k revolving credit facility (account balance sits around ~$20k, i.e. theres ~$70k avaliable), and a $12k limit credit card (paid in full each month, usually ~$4k)
Household income is $150k combined + $265/wk from a flatmate
House ~$950k Mortgage ~$495k Student loans ~$50k between us ($13k & $36k) No other debt
My question is, if I approach the bank to figure out what our options are for selling and borrowing again for our next house, will I "kick the hive" with respect to the current revolving credit and credit card limit we currently have? As in would they take the revolving credit facility away since we earn less now?
I don't really care about the credit card, but the revolving credit I'd like to keep. Just trying to avoid starting a conversation and coming out worse off.
Would appreciate some insight from anyone in the know!
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2024.11.26 05:40 jpetermancatalogue Australian Seinfeld fans trying to sleep during summer.

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2024.11.26 05:40 Difficult_Move5121 Unpopular Opinion: I don't like the GTA maps being islands

Now hear me out: I really love the maps in GTA games, they're always creative and full of interesting places BUT for me it's an immersion killer that they're always islands in the middle of nowhere. I don't get the feeling that they are part of a bigger country. I don't understand why Rockstar doesn't go the RDR way and using sea AND mountains as some sort of natural borders.
What's your opinion on that?
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2024.11.26 05:40 OkBackground3858 Sliceofjade Slicejade Sliceofjadee

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2024.11.26 05:40 RYANM2210 Guys Harold is turning around

i can feel it, Harold coin is moving get on quick while u can
not trading advice
Harold: 3vgopg7xm3EWkXfxmWPUpcf7g939hecfqg18sLuXDzVt
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2024.11.26 05:40 Darkrai590 I may have fucked up

To begin with, today I got my simgot em10s! So when I tried to plug in the left connector to the iem, I kind of pushed in too hard since it was a bit tight. Im now using the cable i used for the simgot ea1000s. What should I do? Should I try to readjust it?
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2024.11.26 05:40 Josieperez9977 Lf galactus trade 2:1

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2024.11.26 05:40 TabbyStitcher [WIP] Temperature Tree by StitchinMommy - October

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2024.11.26 05:40 peanut2069 What's you minimal housing set-up

I lived in my van for few years and then in a caravan off grid, now in a small yacht but moving to land again soon and looking for inspiration. How does your minimal accomodation look like? How much space do you use and what for? Thinking maybe a big tent would work this time but worried about moisture and cold temperature( it doesn't get very cold where I live tho). Any ideas? Thanks
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2024.11.26 05:40 _DiamondHacker_ True?

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2024.11.26 05:40 Jingo56 From HDMovieSource Facebook page

I cannot wait for this! I already preordered it
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2024.11.26 05:40 Ok_Tea8254 Keeps Logging me out

I Installed deezer yesterday. It keeps logging me out every 5-10 mins when i am on the app. Help.
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2024.11.26 05:40 Timely_Study9738 How much luck did I use up?

Went to do daily tunnel bear and got this 😩🙏
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2024.11.26 05:40 Dablays Black friday sales are targeted in the meta store (VR), some are not eligible to buy discounted games

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2024.11.26 05:40 BecomingaBrick 31 [M4F] Kerala/India/UK - looking for a genuine connection

31 year old guy here looking for a genuine connection. I live and work in the UK and I'm back home on vacation for a month and a half now. As for what I mean by genuine connection, I'm ideally looking for a friendship that can develop into romance. I understand that distance and circumstances can be limiting and hence want to keep all possibilities open. I'm a very open-minded and down-to-earth person. I'm a feminist, queer, liberal and not too materialistic. Ideally looking for someone kind hearted, honest, and empathetic.
A bit about my interests: I love being outdoors—I'm into cycling, walking/hiking, and have been trying to get into running. I'm also into board games, books, and a bit of a film/tv nerd. Some of my favourite TV shows are The Wire, Better Call Saul, Breaking Bad, Succession, and Mad Men. When it comes to movies my taste is very broad. I also do some photography! I enjoy exploring places, cultures, and landscapes very much. I've been to 11 countries so far and hoping to cover more as soon as I can save more. I should also say that I'm a really good cook- my fan favourite dishes are biriyani and moussaka!
I'm passionate about issues of justice and the environment. While I'm nowhere near an idealist I want to strive to be a better human - whatever that should evolve to mean. I think everything should be tried atleast once in life. I'm always up for fun and adventures, and having a good time is my priority.
I have my flaws, like anyone else. I should be somewhere on the spectrum of ADHD for sure, but who isn't? Also not the best conversationist, atleast not initially. I drink, occasionally smoke, both tob and leaf. Nothing is non-negotiable though!
I'm a very tactile person and a sucker for cuddles and kisses. If we connect, I can promise to be honest, be my best, and put in the effort. It would be great to meet a long-term partner to build something together. I'm not necessarily looking for someone similar to me; that was just for you to know me a bit. I'm keen on meeting in person and happy to take it slow. If any of this strikes a chord, do drop me a message!
P.S. I'm 5'6", 65kg
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2024.11.26 05:40 ToucanGaming289 Trading for perm dragon

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2024.11.26 05:40 WeeklyMastodon1964 people of this reddit we need to rise up

we need to take back Transformemes
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2024.11.26 05:40 verylongtimelurker Amplitude Page Tutorial by Rezzonator

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2024.11.26 05:40 No_Shower6083 EOS Keeps the Momentum: Top Weekly TVL Performer for 3 Straight Weeks!

For 3 weeks in a row, EOS has been one of the best-performing projects in the past 7 days in terms of TVL.
The EOS matching doesn't stop.📊🔥
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2024.11.26 05:40 Acceptable-Map7000 Is there a tool to auto make map walls

I'm tired of flying around and accidently doing /kill @e and losing my walls. Is there a easier way that doesn't use entities
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https://google.com/