Is the CarMax MaxCare Extended Warranty Worth It?
2025.01.21 04:50 RawryZenpai Is the CarMax MaxCare Extended Warranty Worth It?
I’m considering buying a car from CarMax and thinking about adding their MaxCare extended warranty, but I’m not sure if it’s worth the extra cost. For those who’ve purchased MaxCare, what’s been your experience with it?
Does it cover everything you expected, and how’s the process been for claims? Any hidden downsides or things you wish you’d known before signing up?
I’d love to hear your thoughts, both good and bad, before I make a decision!
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2025.01.21 04:50 notablah personal statement
is there a website where i could find lums personal statements to get an idea of how im supposed to write mine, ive read alot of personal essays but the ones ive read have creative freedom, how am i supposed to write smn like those ivy league essays while answering why i chose lums and how i think im good for lums or whatever the 2 prompts are? also are the both answers supposed to connect or can they be completely different?
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2025.01.21 04:50 tara0709 If you were forced to marry one of these 3, which one would you choose and why? (Any choice is valid for any reason in my opinion)
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2025.01.21 04:50 Left-Error-6047 half of Froppy's kit be like-
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2025.01.21 04:50 Manzanitooo No sé socializar
Hola tengo 20 años y se me hace estúpidamente complicado socializar donde puedo empezar a conocer gente
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2025.01.21 04:50 Demian300Evil Si tu vida fuera como un videojuego y pudieras mejorar tus estadísticas (fuerza, inteligencia, carisma, etc.), ¿qué habilidad subirías?
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2025.01.21 04:50 LordToastman Sol's hair
I have a super shallow understanding of Guilty Gear lore however I must declare a theory, considering Sol becomes decently weaker after losing the flame of corruption at the end of strive, and how the new anime, that takes place after strive, has sol with short hair for the first time in decades, it is my theory that sol always wanted to cut his hair but literally couldn't find something strong enough or his hair would regen until after he lost the FoC am I cooking here or am I cooking here
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2025.01.21 04:50 Outside_Object_8341 a romance (maybe smut i genuinely forgot) vampire college book, gray eyes, lilac hair, magc school??
I'm trying to find this one book, I have no idea what the cover looks like, all I know is there are fairies (fae?) in a college for creatures, and lilac haired girl likes this other basilisk guy, she has gray eyes, and I know she's a vampire. I forgot everything else, but I know that there might be a character with the name Dante or Elise in it :) thx
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2025.01.21 04:50 remvs98 Gratie voor Capitoolbestormers en méér doodstraf: dit zijn de bevelen die Trump ondertekende
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2025.01.21 04:50 coin_in_da_bank Penampakan Suparman bin Batman di MydinMall
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2025.01.21 04:50 chummmster How can some of yall call your self's Christians while blatantly calling for another son of God to be execute and/or jailed and let rot for the rest of his life? Yall act like Melly was Satan incarnate and took those lifes when in reality it's not black and white! shame on yall!
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2025.01.21 04:50 ZanySkeleton Jump rope
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2025.01.21 04:50 TrainingInterest8382 Use U-JAC-REA-22 (ALL CAPS) on the Rebet mobile app for a 100% deposit match up to $100 in free play. Easy money
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2025.01.21 04:50 DragonfruitBetter590 I made this entirely in an online tool. How do you think it compares to the real-deal deathcore?
This is not self-promotion, as this song will not be released.
Link - Ultrabox
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2025.01.21 04:50 Agreeable_Speaker862 Industrial
 | A very oily and heavy fragrance Top notes Leather Middle notes Cypress, Patchouli Base notes Vetiver, Woody Notes Fragrance category leather, woody submitted by Agreeable_Speaker862 to fragrancesdaily [link] [comments] |
2025.01.21 04:50 ZaeJdoesreddit Oh no 😢
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2025.01.21 04:50 Embarrassed_Cap_8561 Anyone know what font this is?
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2025.01.21 04:50 jvc72 Buy Signal Simpsons AI USD - 20 Jan 2025 @ 23:47 -> USD17.02
Ticker: SAIUSD
Exchange: CRYPTO
Time: 20 Jan 2025 @ 23:47
Price: USD17.02
Link: https://getagraph.com/crypto-currencies/SAIUSD/ENG
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2025.01.21 04:50 Gabriel-5314 The braindead people in comments section is what you expect from Muslim. Quran had every answer? I wonder why tribes in Africa already know inbreeding before Mo get revelation from cave🤔
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2025.01.21 04:50 TheRagingDuckinBull $Hive_Digital_Technologies: Primed for Breakout 🚀
“you’re paying for the robust balance sheet (no debt) and getting the AI and btc mining business for free”
key takeaways:
-Company relocating HQ to San Antonio, Tx and will begin reporting GAAP audited financials post March 2025: citing favorable crypto market opportunities and liquidity conditions in the U.S under Trump. High probability of building U.S power assets.
-current stock price: $2.9
-Fair Value: $7.5
Important ratios:
-book value per share:$2.65
-P/B : 1.1
-P/S 2025: 1x
-Trading at CY 2026 EV/EBITDA: 1.5x
-post February 2025 earnings (trailing twelve month PE ratio) 5-6x due to btc appreciation on balance sheet quarter over quarter
-15 EH/S by summer 2025, 17 J/TH
-they have the highest operational has rate uptime in the industry at 94%
-at the guided hashrate the company will be mining ~2-300 Btc a month, or 3600 a year with a full HODL strategy
- they currently have 2800 BTC on the balance sheet valued at .7 of the entire market cap of the company. Which means for every share you get .7 btc, and if you add net PPE, cash holdings, you end up with a company valued at a discount to its book value.
-by summer of 2025, company will be able to hodl up to 4000 btc from what they have mined, with a conservative 100k Btc price, that’s $400M, and they have near 0 debt….
-after achieving 15 EH/S after summer, operations through the end of the year could yield them an additional 1800 btc, putting year end hodl at 5800, with the same btc price of $100k would put them at $580M, or 50% higher than todays market cap through organic mining.
-they are fully funded to 15 EH/S, so even with 20% dilution to cover expenses, the stock would still be trading at a 35% discount to their balance sheet.
As far as valuation goes:
Company projects 2025 EBITDA at $60M which is conservative, given a $100k Btc would generate $80-$90M, but setting that aside:
Operating valuation:
Company guided $60M EBITDA (CY2025) x 10 (conservative growth multiple) = $600M
Holdings company Valuation:
End of 2025 Btc holdings (4000 @ $100k) = $400M
Add PPE of $100M
All together:
1.1B divided by 20% diluted shares outstanding by EOY 2025 158M shares
= ~$7.5 per share, not including the AI/HPC business
How to value the AI/HPC business?
Roth MKM initiates (BUY $7.50 Price Target):
“Initiate with Buy and $7.50 PT. We assign a ~15x multiple (20% discount) to HIVE's CY25 AEBITDA estimate of ~$60M, yielding a $7.50 price target and a Buy rating. Accelerated capital access could speed up HPC/AI growth, while clarity on AI Cloud vs. HPC colocation could boost investor confidence and multiples…. Diverse business model with the flexibility to move further into HPC/AI Cloud services market, which would drive revaluation. Today, HIVE generates ~90% of its revenue from self-mining BTC, but has been generating revenue from an emerging AI Cloud business since March 2023. Its AI Cloud business has reached an ARR of ~$10M as of September, but we anticipate HIVE to capitalize on the growing demand for AI services that should see AI ARR double to $20M by 1QCY25 and also targeting an ARR of $100M by year-end CY25, subject to capital availability, to which we take a more conservative approach. Were this to occur, HIVE’s business profile (and sales mix) would be much more balanced, with higher revenue visibility, and margins. This dynamic we believe would begin to support incremental reinvestment into HPC/AI, which if executed upon, could help re-value shares. Moreover, HIVE has ~80MW of identified data centers in Canada and Sweden for potential retrofitting that could later service HPC colocation or HPC/AI, which we believe could help further revalue shares. We believe access to scalable power assets with low-cost energy will become increasingly valuable. HIVE is not the largest digital infrastructure company by power, hash rate, or HPC/AI targets, but what it may lack in size, it makes up for from a history of operating both self-mining and AI Cloud models. Moreover, HIVE’s data centers span four countries with a projected CY25 power capacity of ~258MW. We believe the growing demand for scalable power assets has skewed towards North America but could soon be followed by Europe. Both are markets where we believe HIVE can capitalize on this AI demand by providing access to low-cost, “green” energy, with favorable temperatures and internet connectivity to support HPC/AI workloads. Management has been flexible in its business models, and near term we expect incremental GPU purchases to drive AI upside for HIVE through CY25. Beyond that, we believe the potential to retrofit existing data centers in Sweden and/or Canada for HPC/AI use cases could amount to further share appreciation and a revaluation of its power assets. We believe this could happen faster if HIVE takes an HPC colocation approach, where we view the economics as more favorable ($1.5M/revenue per MW with 60-70% profit margins and long-term contracts).” -ROTH MKM
How to position? $3 strike call options, expiring Jan 2026, this will give additional leverage that is capital efficient on the position, will provide 2-3x returns at given price target $7.5
Another catalyst: Small caps tend to get lost, and stock screens are a good way to find cheap deals. In February 2025, the company will report over a $1 EPS… that will put the trailing twelve month PE ratio 5-6x… this will show up on stock screens and even though most of the EPS will be due to the appreciation of assets on the balance sheet, this will give way for more investors to dig into the company and realize the undervaluation. Once the market cap starts heading higher, larger funds will be able to position, which should increase institutional ownership.
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2025.01.21 04:50 buttress- guacamole man (and tortilla chip man)
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2025.01.21 04:50 altovaliriano Pergunte Qualquer Coisa (Vol. 274)
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2025.01.21 04:50 recessbadger45 College football rankings: Final AP Top 25 projection after Ohio State's win over Notre Dame How the final AP Top 25 should look after Ohio State's win over Notre Dame.Boise State projected 7th in the final AP poll.
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2025.01.21 04:50 Bubbly_Vehicle7204 RELAX about UChicago gAmInG tHe rAnKinGs
I'm a student at Yale. I've been spending some time on this sub to help my younger sister apply to college and have noticed a bizarre quirk. Schools like UChicago are, by all means, considered peers to Yale—if not just a tier below HYPSM. On this sub, however, people seem to care about the fact that it "games the rankings." What is it with this?
UChicago doesn't derive its prestige from its US News Rankings. It's always been considered a top school. But even if it did, ALL Prestige is fake. The "Ivy League" is a sports league. That's fake prestige inherently--but good marketing and elite echo chambers have meant it manifests in the real world. These schools are built on Colonial Plunder (just see where Yale gets its name from), slavery, and do CRAZY things every year. Harvard and Yale have the MOST sports teams in the world, including niche white-people country club sports that only a category of people can play. Recruiting for these sports, outside of legacy, outright donations, and sometimes even bribery---is the backdoor to these schools. This "lowers yield", while also being incredibly morally flawed.
Yet, you only seem to have an issue with UChicago "gaming the rankings" by accepting more people ED? Literally, every school that offers ED is playing that game! Why do UChicago/Northwestern do it in a larger volume? Because they started late! UChicago literally did not give a sh*t about USNews and other perception games until 2010--it wasn't even on the common app. It was still considered one of the best schools in the world (literally since before World War 2). They started playing this game recently and are, therefore, doing it more to catch up. If anything, you should be giving them credit for not being built on those foundations.
What's my point? Don't let your perception of a school be clouded by the ONE arbitrary metric you've chosen to care about. All these schools have done/regularly do things that are morally flawed and dishonest. Columbia, Penn, and many more have been caught in complete scandals related to 'gaming the rankings'.
Schools like UChicago are amongst the best in the world. They have the fourth-most Nobel Prize winners, literally an UNMATCHED repository of Humanities/Social Sciences resources, and are a top target for Investment Banking/Management Consulting. Less than a handful of schools can match UChicago. You guys are not woke for identifying that they want to lower yield; cut them some slack.
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2025.01.21 04:50 Hunter31510 I know this isn't tboi but any way to solve this? I really don't wanna die :(
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