2025.01.22 23:05 mike007ishere Im rewatching and had forgotten how annoying she is
Even with the backstory and knowing all her trauma, she should know better…
submitted by mike007ishere to lost [link] [comments]
2025.01.22 23:05 adso1995 Help needed to invest for the long term
Hi, myself (29) and partner (31) are looking to invest for the long term, after years focussed on getting on the ladder.
We have a larger lump sum we're keen to put away for 8-10 years minimum (realistically longer, but hard to say definitely). Would then look to put away around £1k p/m on a rolling basis.
We're new to investing and understand enough around wanting to invest in a range of index funds that offer diversification.
Based on own research, this is our thinking - would welcome thoughts on what does / doesn't work here and if we need to rethink.
Appreciate any advice, this feels like a huge deal for us so any thoughts are hugely welcomed.
We're also trying to understand the best platforms to use if any ideas.
70% in Global Equity Index Funds: - (30%) Vanguard FTSE All-World UCITS ETF (VWRL) - (20%) iShares MSCI World ETF (IWRD) - (20%)Fidelity Index World Fund
20% in U.S. Equity Index Fund: - Vanguard S&P 500 UCITS ETF (VUSA)
10% Emerging Markets Index Funds: - iShares MSCI Emerging Markets ETF (IEMG)
Reason: long term nest egg, early retirement Risk profile: We'd probably classify as medium risk. But wkukd ideally spread a l little - i.e. 15-20% in lower risk and 10% in higher.
Selection was based on an attempt to be diversified, while covering global and leaning ever so slightly into US markets.
submitted by adso1995 to mutualfunds [link] [comments]
2025.01.22 23:05 mr_kickdat #whathoodyoufrom
Yuma 8.
submitted by mr_kickdat to TheCapitalLink [link] [comments]
2025.01.22 23:05 SurfinHippy Wanting recommendations on good MMA gyms here in Jax.
Hey guys, lately I’ve been wanting to join an MMA gym here in Jax, specifically Muay Thai. If anyone has any good recommendations on gyms in the city with a decent monthly price that won’t break the bank and a decent weekly schedule that I could work in around a 9-5 job would be great. Thanks in advance!
submitted by SurfinHippy to jacksonville [link] [comments]
2025.01.22 23:05 ocolly Slimbasketball: We'd Bang Air Jordan
submitted by ocolly to ocast [link] [comments] |
2025.01.22 23:05 Mimomma1094 Does this app call you?
A phone number through this app called my husbands phone today. When i answered it was nothing but static. I asked multiple times and no response. He said it was the app trying to get him to pay to keep the phone number which i know is a thing but there was no automated call or anything. He recently cheated but says he doesnt talk to her anymore but it seems like hes lying about the call today. Has anyone gotten a call with no response from the app? I asked if this is a girl can she just tell me and still no response. No girl code there apparently. Ive been torn on leaving and staying for multiple reasons but if it only took a couple weeks for him to be back to being secretive, that would make my decision heck of a lot easier.
submitted by Mimomma1094 to TextNow [link] [comments]
2025.01.22 23:05 Dance-Till-Night1 Deepseek R1 Distills become kind of dumb below 14B.
I tried Deepseek R1 Qwen Distills 32B, 14B, 8B (llama), 7B, and 1.5B. Anything below 14B is sort of dumb with 14B being very good. I don't know if anyone has a similar experience but looking at benchmarks (Oobabooga and Open-llm leaderboard as examples) it seems that there's a severe loss of intelligence/reasoning below 14b.
Now there's no denying how amazing Deepseek R1 is and The qwen 32b distill is honestly one of the best models I have used but it's also worth pointing out that the smaller models don't perform so well. This is just my experience trying the smaller models and it's obviously subjective. If anyone wants to share their experience that would be great too. Maybe I'm missing something :)
submitted by Dance-Till-Night1 to LocalLLaMA [link] [comments]
2025.01.22 23:05 Rebekunt why does everything on depop suck?
dropped a pair of boots off at usps bc the line was insane and there was one teller )ik ik always have them scan and get a receipt). messaged the buyer for four weeks being so kind before she finally responded bc i’ve had it happen where tracking doesn’t update but the item gets delivered . by the time she did respond it had been so long that usps was like …why didn’t you contact us sooner we rlly can’t do much atp. so a case gets opened, there’s no way for me to upload my communications with usps or rlly do anything in the resolution centre at will and depop says to wait it out (i’ve never had this happen so i didn’t know wtf to do). they force a refund from my account and give me a strike and then on top of it the girl leaves a review saying i harassed her (apparently messaging you asking if you got the product is harassment) and denied her a refund neither of which i did. guarantee the boots are sitting in a warehouse somewhere and will be shipped eventually while im out the money end the shoes. resolution centre sucks, depop support sucks, and now my 100+ five star ratings are a 4,75 bc this girl is a psychopath. sry just a rant but as seller who’s never had any issues i know this will affect my visibility on the app and its so frustrating. is there even anything i can do?
submitted by Rebekunt to Depop [link] [comments]
2025.01.22 23:05 kimonoicy Artist: NP3228🔞 | PixivID: 126483149
submitted by kimonoicy to SwordArtOnline_FanArt [link] [comments]
2025.01.22 23:05 Spoeser1a test
submitted by Spoeser1a to WhatIsMyCQS [link] [comments]
2025.01.22 23:05 Chance_Aside8093 HIS HEAD!!!
The back of this babies head.. omg. It’s astounding that it got to the point it did but then again it isn’t if stank and cuck are this poor child’s parents. It seems to have gotten even worse. How could two people be so insanely negligent and ON TOP OF IT he gets fed nicotine breast milk. I could cry for him. submitted by Chance_Aside8093 to christenwhitmansnark [link] [comments] |
2025.01.22 23:05 itwasallmell0w I want a different case next school year. Need advice.
I gonna refer to my client as "Alex"
Alex client is going to high school next school year and I do NOT want to go with them. I adore Alex, but I do not enjoy working around older kids. I also do not want to feel guilted into committing 4 more years with Alex. Mom is becoming too much and I feel it's crossing professional boundaries. I am actually very nervous to tell her I don't want to go to High School with Alex.
submitted by itwasallmell0w to RBT [link] [comments]
2025.01.22 23:05 jvc72 Buy Signal Wormhole USD - 22 Jan 2025 @ 18:02 -> USD0.230
Ticker: WUSD
Exchange: CRYPTO
Time: 22 Jan 2025 @ 18:02
Price: USD0.230
Link: https://getagraph.com/crypto-currencies/WUSD/ENG
submitted by jvc72 to getagraph [link] [comments]
2025.01.22 23:05 Loucifer64 Where should I put this blueprint?
Also what should I be looking for this run?
submitted by Loucifer64 to balatro [link] [comments]
2025.01.22 23:05 Busta_Nut77 If your pet could suddenly talk, what’s the first thing they’d say that would completely ruin your reputation?
submitted by Busta_Nut77 to AskReddit [link] [comments]
2025.01.22 23:05 Fist0fKhonsu Is Ares reaching out to me or is this coincidental?
Hi, I’ve been pagan for a bit but very recently started trying to understand deities more, and a minute ago I did the keyboard method with my pendulum, I asked “what’s your name?” And what was typed out eventually ended up being “ares” ( actually “L Ates” but the autocorrect suggestion popped up and the pendulum ended up swinging onto it), after that I got unconventional and I got up an image of a bunch of Greek gods, and it ended up swinging toward the Ares in the image. But, I have shaky hands, so I’m not sure if this was a result of that, and I also did not cleanse the space before I started using the pendulum, I have some knowledge of using divination from practicing wicca for a while, but I’m not sure much about deities and how to know if they’re there, so any help would be appreciated!
submitted by Fist0fKhonsu to Hellenism [link] [comments]
2025.01.22 23:05 LazyErDays Any recommendations for wine auction site?
Newbie on wine auctions.
May I ask for some recommendations of legit wine auction sites to try? Mainly interested in getting a good deal on different types of Bordeaux and Italian wines. TYIA!
submitted by LazyErDays to wine [link] [comments]
2025.01.22 23:05 moka7890 الي عايز يلعب لعبة يبعتلي
submitted by moka7890 to hijabmasr [link] [comments]
2025.01.22 23:05 Lavnderbunny9 I've never had this happen before?
It's been duplicating chats as normal as if a few minutes ago submitted by Lavnderbunny9 to CharacterAI [link] [comments] |
2025.01.22 23:05 HauntingJackfruit Analysis of 2024 Election Results in Clark County Indicates Manipulation
submitted by HauntingJackfruit to AnythingGoesNews [link] [comments] |
2025.01.22 23:05 mosiacsoml Online courses and compatible Mac book version?
Hello!
This is a very specific question that I hope can be answered here.
I am studying abroad at Yonsei this spring. I've been having issues when it comes to using the Yonsei portal, specifically because my MacBook Pro is updated to MacOS Catalina Version 10.5.7, but I can't update it further. So this means I can't use the latest version of google chrome and I am unable to properly translate pages. While I don't find this a huge obstacle, I'm worried that I'll potentially face more issues if I have to take some online classes depending on what kinds of online programs they use at Yonsei. At the same time, I don't want to buy a new laptop if I don't need to, you know? Just curious to see what others have noticed in regards to online programs used at Yonsei so I can plan accordingly. Thank you in advance!
submitted by mosiacsoml to yonsei [link] [comments]
2025.01.22 23:05 neuten is MIS 10 offered during the summer?
Does anyone know if MIS 10 or the equivalent at Sac City College CISA 315 is offered during the summer?
submitted by neuten to CSUS [link] [comments]
2025.01.22 23:05 RobloxianMight Anyone know how to contact the owners of the TDS wiki
Earlier today I decided to make a wiki account so I could add some new enemies for the pizza party gamemode. Some bot banned me because somehow, I raided or mass deleted something. I put in a image link then deleted it because it didn't work. If anyone has suggestions to contact please let me know,
submitted by RobloxianMight to TDS_Roblox [link] [comments]
2025.01.22 23:05 Independent-Pizza774 Confession of a rotten artist
amazing things are happening in korea please follow the original artist on twitter https://x.com/wkqwkqwkqwkqejstatus/1882172701915398429
submitted by Independent-Pizza774 to DanganronpaAnother [link] [comments]
2025.01.22 23:05 GearDown22 Theories about why the snow melted this way.
So this is a pic of our front walkway as the weather is warming gradually after a snowfall. The question is, what is causing the pattern?. One person said the concrete has a higher temperature than brick because of the difference in thermal conduction. Another person said there is no temperature difference and the pattern is caused by the mortar holding on to more salt than bricks. Which do you think is right? Or is there a different explanation all together?
Ignore the foot prints, those are from my hot husband 🔥🔥
submitted by GearDown22 to ScienceNcoolThings [link] [comments]