Construction or 2% Loan Hike: What's Cheaper?
2025.01.24 03:30 d3athR0n Construction or 2% Loan Hike: What's Cheaper?
I've bought a plot of land in a gated society. Now, as per the loan agreement, I need to commence construction within 3 calendar years (which is Aug '25 for me).
I see the following conditions in my documents,
``` 2. The Executant represents to {BANK} that the Executant shall, commence the construction on the Plot within a period of 3 (three) English calendar years from the date of first disbursement in terms of the said Loan Agreement.
- The Executant hereby authorizes {BANK} to revise the Applicable Rate of Interest as per the Loan Agreement to thereby increase the Applicable rate of Interest by 2.00% in the event the Executant is unable to commence the construction within the said period as indicated to {BANK} in terms hereof, thereby requiring the said Loan to be treated differently. ```
Is it worth taking a hit on the interest instead of spending 15-20L on building a home?
I intend to pay ~10L/yr for the next 5yrs towards my principal amount. I have a balance of 85L remaining.
Will this have any implications that I'm unaware of?
Will the 2% interest be adjusted for my entire duration or only for EMIs starting year 3 onwards?
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2025.01.24 03:30 Fischotterkunst WCIF fluffy masc hair like this?
 | sorry if i'm doing this wrong, this is my first time posting on reddit and i made this account because i don't even wanna THINK about how many hours i've spent trying to find hair to match my Identity V OC 😭😭😭 this is them (art is my own): https://preview.redd.it/i12fwqhn2vee1.png?width=1072&format=png&auto=webp&s=0cc9d8badca3932b1cfad66e2758f573aa6ddca0 can anyone help me out? i would really appreciate it! <3 (i'm also trying to find cc for their vest and belt pouch if anyone happens to know anything similar!) preferably for a masc frame. submitted by Fischotterkunst to sims4cc [link] [comments] |
2025.01.24 03:30 Smileygirl_457 Clicked on a phishing email *crying*
I work as a credentialing coordinator for a Medi-Cal Healthcare plan. Occasionally we have scam emails and I never clicked on them and my company warns us of scams and phishing emails.. but today I fell a victim to one 😨
It came through from a doctors office we have communicated before with. I clicked on the link thinking it was a secure email for a new doctor application. It asked for my email and password and entered it because I know some secure emails as for the email and my computer has been acting weird freezing lately so I thought it just needed me to log in again…
Well once I logged in, it said error. I thought hmm I’ll try again later. I noticed the email disappeared later and a hour or 2 later. My account was locked and I couldn’t log in or etc;😨
I text my supervisor and she called me and said she will submit a ticket to IT and told me not to worry and she meant to add us to the email she sent to the doctors office confirming if it was them.
Can or has anyone gotten fired for clicking on a phishing email? I am nervous because my work has confidential information.
But I have spoke with IT a few months ago and they told me while I was out on maternity leave that a lot of people fell for a phishing email and gave info and was told no actions were taken but they are going to maybe start cracking down more!
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2025.01.24 03:30 Giraffewhiskers_23 Apparently every time someone replies most of the time they think I’m a guy, does my pfp look like a guy?
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2025.01.24 03:30 This_Succhini T Lost Greedier
How did you get greedier?
All checkmarks except this s***
ultra hard is easy in comparison
HOW?
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2025.01.24 03:30 UAREYOULIKETHAT 21M Looking for anyone anywhere to be friends
Hey there 21M here from the USA who’s once again on the hunt for more friends. Soooo here’s some stuff about me.I’m really big into hiking, camping and just anything revolving the outdoors I play video games A lot of Minecraft, fallout 4 and call of duty Music wise I’m a huge fan of rock and metal but every now then I’ll listen to something different just depends on my mood. I work full time and I do college online I’ve also lived in a few other countries Also I’ll send you memes and pictures of my dog he’s old and lazy but he’s still awesome.
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2025.01.24 03:30 TrueNorthVR Anyone else not like the Bobovr S3 Pro? I tried it and am going to return it.
I've had the Quest 3 since it was released. After hearing so much about the Bobovr S3 Pro and how much most people love it, I thought it was time that I gave it a try. I might have had my hopes set a little too high as I was underwhelmed by its performance. I know many of you will disagree but that's okay!
This isn't to say that it isn't a nice head strap, because it definitely is. However, it just isn't for me. I found it too heavy, the fan didn't do anything noticeable, the top pads dug into my head even on the tallest setting, and as a halo strap had too much movement during active games. Then of course there is the hefty price tag. $140 in Canada. I do a lot of active and exercise games and didn't like it for those. I can see how it would be nice for just watching videos/movies, or doing less intense games though.
Things I liked though include the following. Super-soft padding. The back part really cradles the head. Hot-swappable batteries are awesome and you can pretty much have endless gaming sessions. It can be tightened so it is tight on the face to reduce movement (however then it feels more like an elite strap as there is pressure on the front of the face). The build is solid and I don't feel like it would break easily.
If you want to check out my full review of it, I go into detail more on all of this: Bobovr S3 Pro - Unboxing, Assembly, Review
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2025.01.24 03:30 Mission_Astronomer40 100% map completion question
So I did the math and I have every location. I'm only missing koroks. I'm missing 165. They are worth .04. That puts me at 100.05 percent. For those that have 100% completion, where you over or is my math bad? Is it a legit 100% even?
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2025.01.24 03:30 Great-Experience3176 Bro looks flatten
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2025.01.24 03:30 MotorGur6104 Habibi is the lowest IQ shareholder of Banxa.
Second place is Spacey. Habibix is actually retarded. Guaranteed your numbers are inflated and Habibix does not own anymore than 30k shares. I’d bet a lot of money on that.
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2025.01.24 03:30 ApachePrimeIsTheBest SPIDER BLOW ME OFF HAHAHAHAHAHAHAHAHAHAHAHAAHHAHAHAHA Rule. Shut the fuck up u/apacheprimeisthebest nobody likes you. Hey
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2025.01.24 03:30 Current-Passage4296 Wheel lock stuck in tire lug
 | Any recommendations on how to get this out? submitted by Current-Passage4296 to F30 [link] [comments] |
2025.01.24 03:30 TCadd81 Ready? Fight! First stage character design
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2025.01.24 03:30 Jackfish2800 Gary Nolan comments on negative reactions to Jake Barber
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2025.01.24 03:30 Odd-Ant-8966 Should i buy a w204 c63?
 | Im not really a mechanic and wonder what maintenance is like? is it ‘reliable’ enough and should i worry about the 175km submitted by Odd-Ant-8966 to mercedes_benz [link] [comments] |
2025.01.24 03:30 SHESAIDYES-JEWELRY 2-piece wedding ring set: The engagement ring with lotus petal design around a chocolate center stone, accented with colorful gems. Match a curved band to complement the engagement ring.
 | submitted by SHESAIDYES-JEWELRY to weddingring [link] [comments] |
2025.01.24 03:30 ClimateIndividual592 What is this?
This post contains content not supported on old Reddit. Click here to view the full post
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2025.01.24 03:30 roaming_art Best deals on the Compact / P01 Mec-Gar 15 rd mags?
Lowest I've been able to find is $27.99 at Gunmag warehouse. Anyone know a source that'll beat that? Picked up a new carry piece, a CZ Compact (steel frame), and need mags!
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2025.01.24 03:30 btchovrtroubldwaters life aquatic
 | went to freakys for a new 3dxl chamber and walked out with this cute little guy instead. im really lovin cold start dabs on glass. its a nice change of pace after 4-5 years consistent puffco use. submitted by btchovrtroubldwaters to COents [link] [comments] |
2025.01.24 03:30 aliceoralison What to know on Animus; not a standalone launcher.
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2025.01.24 03:30 Imaginary-Mission383 Can someone please clarify Glenn Beck's opening statement to Pageau? Was Alex Jones More right than wrong?
https://youtu.be/uuyiTqm9Nog?si=S7mPjC9P5lDXzhDv
submitted by Imaginary-Mission383 to DecodingTheGurus [link] [comments]
2025.01.24 03:30 Legitimate_Phrase760 Certified Hormone Health Coach reports: My fibroid slightly shrank in the past 2 years 🙌🏽
Ladies... I did it!!!! 🤩🎉😄
Not only did I get my horrifically painful periods to hurting and stay pain free for the past two years, along with getting my menstrual migraines to go away, and lighter, less clotty periods, but I just got the results back from a follow up ultrasound and not only did my fibroid stabilize over the past two years but it actually slightly shrank!!!! 🥹
This is an incredibly happy day for me 🥂
For all of you who feel like you are doomed to get surgery and have heavy painful periods forever, I am living proof that if you catch your fibroid early, and use nutrition and lifestyle, it is possible to halt if not shrink your fibroid growth.
I have offered the invite many times in many posts-- DM me if you want professional hormone health coaching and if you are willing to do what it takes to manage your situation holistically.
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2025.01.24 03:30 Vallahidagestan Nyc
 | submitted by Vallahidagestan to vucutgelistir [link] [comments] |
2025.01.24 03:30 SuccessfulSlide8875 Sites de templates dos anos 2000
 | Uma das coisas que eu AMAVA nos meus 12/13 anos era trocar o template do meu blogger, eu nem postava direito mas o template eu mudava sempre. Os dois sites que eu mais acessava era o vicky's place e templates by marina, a segunda imagem do carrossel não é minha mas é um dos templates que era lá do templates by marina. (infeliz o Internet archive depois que foi hackeado perdeu muita imagem desses sites menos acessados, por isso as imagens quebradas). Uma vez eu tentei encontrar o contato da menina do vicky's place pra mandar email pra ela e falar que o site dela foi uma das minhas influências pra eu virar programadora 🥹, mas não funcionou o email que tá no site. Quem sabe um dia. submitted by SuccessfulSlide8875 to Nostalgia_Br [link] [comments] |
2025.01.24 03:30 AgreeableWeek5110 Flapple and Stonjourner
In need of a flapple and Stonjourner any help would be greatly appreciated!
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