EQ Bank: the bank that wants to make you quit banking…

2025.01.31 04:27 Squandered-Youth EQ Bank: the bank that wants to make you quit banking…

Alright, EQ Bank, I’ve had it. Your app is garbage. I can’t even log in half the time. Your EQBankStatus site claims everything’s fine, but surprise, I’m still locked out. And to make matters worse, Google flags your site as insecure—so now I’m supposed to trust my money with you? Sketchy, to say the least.
Let’s talk about that reloadable Mastercard. Who designed this thing? Because I’m pretty sure the goal was to make me feel broker than I am. Limited reload options, and every time I go to the store, I’m stuck reloading the damn thing in line like it’s 2005. Who even thought this was a good idea? Who’s the mastermind behind this? Honestly, the only thing more painful than this card is your customer service.
And the $500 withdrawal limit? Are you serious? Who withdraws less than $500 unless they’re paying for their coffee or grabbing a sandwich? If I’m pulling money out, it’s because I actually have a need for it—not for pocket change.
Now, refunds take forever to post? Are you kidding me? This isn’t a credit card, it’s a debit card. Visa debits are instant, so why am I waiting days for a refund? This is 2025, not the stone age. You’re literally making my day-to-day transactions a hassle.
Sure, you don’t charge NSF fees or FX fees, but everything else about your app is a pain in the ass. I get that you’ve got a decent interest rate, but I can’t deal with this dumpster fire of a banking experience for much longer.
And let’s talk about your lack of a real credit card. Is EQ Bank a bank for youths who don’t know any better or immigrants who don’t have the standards to expect an actual banking product? I’m about one step away from jumping ship. RBC, PC Financial, or KOHO would be more than happy to take me back. Honestly, I’d rather deal with a bank that doesn’t make me feel like I’m using dial-up internet to access my account.
EQ Bank, get your act together. If you want to keep me as a customer, impress me—because right now, you’re one step away from a full-on breakup.
EQ BANK….FIX UP
submitted by Squandered-Youth to EQBank [link] [comments]


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