Need help #father death credit outstanding

2024.11.25 06:31 simplistic_simple Need help #father death credit outstanding

Hi People,
My father(58) passed away the second week of this month. He had two credit cards with him (Rbl super card 90k and idfc millenia 70k)
I was aware that he had 2 cards but not the outstanding amount. My dad's occupation was business and he has 2 more personal loans taken for his business (he has been repaying them with no delays or missed payments).
After his passing, it's difficult for me to repay the credit card outstanding amounts as I'm not under good financial situation. I got my mom and sis to take care of and i live in a different city from where they're. And my dad's business isn't doing that great to repay the credit card amount fully.
I tried the last week fully scouting different sites and people to consult on what to do to make the banks forego the outstanding.
My friends have suggested that, 1. I can ignore and pretend that I didn't know about the cards when the banks ask me to repay ( I fear this will bite me in the back when the credit gets accumulated to a very big amount) 2. Pay the amount (but I don't have the means to payback)
Good thing though, the personal loans taken are insured and will taken 60 days for processing. The unfortunate is, the credit cards are due for payment on 4&5th of dec.
Please help me with what can be done. I'm not sure how to handle this.
Thanks in advance to anyone who puts out your experience/suggestion/advice
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