2025.01.23 04:06 totallyeweth Can I only upload documents once?
I have some documents ready but not all of them. I’m thinking of submitting some now to make the processing wait time easier but I don’t want to miss my one chance at submitting them? Another thing: is there any way to shut the “set up your digital voice” robot up? I’ve already set that up multiple times
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2025.01.23 04:06 316kp316 Trump says he doesn’t care to talk about the economy. MAGA is mad at Hannity instead.
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2025.01.23 04:06 Academic_Routine2523 Le schivo tutte
Una sera verso le 23 sono andato a mangiare una pizza in due con una ragazza francese molto carina. Subito dopo finita la pizza lei allude al fatto che dopo scoperemo e per rassicurarmi tira fuori un preservativo lo sventola e mi dice: "non ti preoccupare se tu non ce l hai c'è l ho io". Siccome ero molto imbarazzato ho deciso che la pizza la doveva pagare lei. Ho continuato ad essere imbarazzato e dimostrare freddezza e non l ho baciata. L'ho portata a casa mia ma siccome continuavo ad essere preso male lei se ne andata. L'uscita dopo, sempre con sta poveretta lei mi ha invitato a dormire da lei ma io ho rifiutato perché avevo troppa paura. Però quanto meno le ho pagato tutto l'aperitivo. Ovviamente ai tempi non vedevo le cose da questa prospettiva. Bastava un minimo sforzo per aggiudicarsi la vittoria ma ai tempi già era un grande sforzo uscire di casa e non giocare a league of legends.
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2025.01.23 04:06 the-arcade-boy Solo Travellers, Lets meet up at Amd!
Hey Dear Redditors, I was wondering if all solo goers could catch up before and after the event (since not everyone will have the same stand tikets). Maybe we could actually find someone with same stands. That would be so wholesome to make friends with same energy and craze for Coldplay. Maybe make a group chat who'll be there, help each other if someone is stuck because thats what coldplay teaches us "to believe in love". Spread the word...... And this is going to be an ADVENTURE FOR A LIFETIME!!!
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2025.01.23 04:06 Scrapehead Guys. Hear me out. Evangelion's next crossover.
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2025.01.23 04:06 ShallotCertain Property crisis deepens with debt action against Sunac
By Lee Shih Ta
The new year has sent fresh chills through China’s troubled property sector, with confidence shaken by a liquidation suit against a leading developer.
Sunac China Holdings Ltd. (1918.HK)had already skirted debt disaster in the past and, along with other property companies, enjoyed a temporary lift late last year from a government policy package to revive the real estate sector.
But earlier this month Sunac China announced it had been served with a wind-up petition from a state-owned asset management firm, China Cinda (1359.HK), over outstanding debts, with a Hong Kong court due to hear the case on March 19.
The news put a fresh question mark over Sunac China and the wider real estate industry, as investors wondered whether the embattled developer of upscale urban properties could continue to keep creditors at bay. The company fended off a liquidation request in 2023 and more recently agreed restructuring terms with bond holders for its domestic debt.
Shares in Sunac China plunged 25.7% after the news broke about the debt acton, deepening the property developer’s stock market woes. Since October last year, the firm’s share price has fallen more than 65%.
It’s a déjà vu moment for Sunac China and its investors. Back in May 2022, the company found itself in deep trouble when it was unable to make scheduled interest payments on four dollar-denominated bonds. At that time, a creditor owed $22 million in principal and accrued interest filed a winding-up petition but the suit was withdrawn a month later when the parties reached an offshore debt agreement.
Sunac China said it would fight the latest petition but was also seeking a speedy resolution with the creditor, insisting that its business should not be materially affected in the meantime.
An update from the firm’s bond trustee, Guotai Junan, showed that Sunac China had added 3.24 billion yuan ($446 million) in outstanding debt principal by the end of November, taking borrowings due and payable to 115.5 billion yuan. Specifically, overdue bank loans stood at 23.42 billion yuan, loans from non-bank financial institutions at 74.11 billion yuan and other interest-bearing debts were overdue to the tune of 17.86 billion yuan.
In terms of money owed offshore, Sunac China has 24 existing foreign debts with a balance of $7.45 billion, three of which will mature on Sept. 30, 2025 with a balance of $1.57 billion.
The amount owed to the petitioner, Cinda, is only a drop in this ocean of debt. But with Sunac China depleted by repayment pressures, investors may worry that the case could tip the property developer over the edge.
Domestic restructuring deal Sunac China has been negotiating with domestic and offshore creditors while trying to deliver its construction projects. It was one of China’s first beleaguered developers to achieve a debt overhaul, but faces further pressure as property sales have been lagging expectations.
Sunac China submitted a plan for a second restructuring of its domestic debt In November 2024, covering 10 bonds with a face value of 15.4 billion yuan. The proposal, which would cut the debt load by half, has been accepted by all the bond holders, effectively defusing the onshore crisis for now.
However, the outlook for foreign debt is more troubling. According to media reports, Sunac China has notified some of its creditors that it may not be able to make timely payments on dollar-denominated bonds due in September 2025. A suspicion that Sunac China may be prioritizing domestic debts over external ones could have been a factor in the filing for a liquidation ruling.
Sunac China has admitted that the winding-up petition may trigger a chain reaction, spurring other creditors to seek accelerated repayment or launch enforcement action. In that case, the developer could be forced to seek a more comprehensive solution to its external debt problems. The company has been reported to be planning to announce a new reorganization plan in March this year at the earliest.
Drive to raise cash The Chinese government has taken a series of steps to support the flagging real estate market, including interest rate cuts and incentives to clear a backlog of unsold properties. But slow economic recovery and weak consumer confidence are confounding efforts to stabilize the sector.
Sunac China itself has been battling against declining demand. Company data released in December showed that its contracted sales fell 44% to 47.14 billion yuan in 2024 from a year earlier. But there is a bright spot – a residential and commercial complex in Shanghai that is proving popular with buyers. “One Sino Park”, a joint project between Sunac China, CITIC and Xinhu, recently released a second batch of units and logged 6.6 billion yuan in first-day sales. A third round of sales is due to launch in the spring of 2025.
Meanwhile, the company has been raising cash to repay its debts by selling off assets over the past year. These include a 35% stake in Wuhan Ganlushan Cultural and Creative Town, hotels in Wanda Cultural Tourism City in Wuxi and an 80% stake in projects in Shijiazhuang Central Business District. In December it shed a 46.67% stake in the popular Harbin Ice and Snow World, pocketing about 173 million yuan. The firm also placed up to 489 million shares at a 20% discount last October to raise HK$1.2 billion for debt repayments.
The property developer also launched a case at a Chinese arbitration body against Wanda Group over9.5 billion yuan of disputed funds. Wanda has expressed confidence that it will prevail, saying there is no contractual basis for the claim.
Sunac China has shown a willingness to explore every avenue to raise cash to settle its debts, but it could still be thwarted by continued weakness in the real estate market.
In the first half of 2024, residential property deliveries at Sunac China fell 51% from the same period a year earlier. The debt disputes weighing on consumer confidence risk trapping the company in a vicious cycle of decline.
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2025.01.23 04:06 perfectflicker Psa predictions
Any psa predictions for my two e readers.
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2025.01.23 04:06 Venture2020 Purchasing a small organic grocery
Hi,
There's a small organic grocery store (retail space of 1.1k sq ft) for sale in my area. The listed price is $600k, including inventory.
The current owners are a couple who have run the business for decades. They are responsible for purchasing groceries, bank handling, and employee management. The business has five employees (a mix of full-time and part-time).
The SDE for the last three years has been $300k, $150k, and $260k.
I work full-time and also have a seasonal job, bringing my total annual income to $110k. I’ve always wanted to own my own business, and this opportunity seems ideal. I don’t really see any downside and believe it could double or more than double my annual salary. The additional SDE this business would provide represents a 20% return on the purchase price.
Is there something I’m missing?
Thank you for any feedback.
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2025.01.23 04:06 MindIll7766 medcert hi precision
good afternoon po! i’m planning to have my medical certificate done by hi precision. question lang po, how long does it usually take? kailangan po ba fasting? ano po need i-prepare? and how much? salamat po!
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2025.01.23 04:06 NinjaKitty818 31/F/Cali looking for Chat buddies
Hey,
I’m looking for chat buddies for daily conversations. I consider myself open minded and friendly. I’m introverted and I like to have deep meaningful conversations. I also enjoy talking about random everyday stuff. I am hoping to find someone who enjoys talking on the phone … I can talk on the phone for hours. Overall, I think I’m a pretty easy going person. If you’re interested in getting to know each other send me a message stating your age & location. Please be around my age or older.
About me: 31 years old Introvert Open minded Bookworm Dog mom
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2025.01.23 04:06 BibboBoi Pack Ripping Reality Check
Just opened a Charizard Ultra Premium collection box which has 10 booster packs from assorted sets. Out of 10 packs I got one single pull! At least I get the ex promo card and the cool figure😅
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2025.01.23 04:06 ledothoilull Brooke Henderson
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2025.01.23 04:06 VIKING_downunder Need more aussies
Looking for more Aussie players to join and play games with
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2025.01.23 04:06 K-Rie7 GYATTTTT
HOLY MAMA
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2025.01.23 04:06 Mobile_Pipe_2573 I Recieved a Strange Letter About the Stars Vanishing, Is Anyone Else Seeing This?
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2025.01.23 04:06 Capable_Chart_1329 Thug is Never Carried by Beats
Glaze post incoming. I had the new version of Raw come up on Spotify and realized I was honestly vibing just as hard as the OG version. Thug has never once been carried by his beats. In a world where Dave Blunts and Ice Spice can blow up it's no wonder both BiB and Punk didn't perform that well commercially. Yes I'll never get over that and I'll be eagerly anticipating and supporting his next release.
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2025.01.23 04:06 Representative_Emu55 Is my skincare routine good? started using it a month ago
I use the CeraVe Renewing Salicylic Acid Cleanser, followed up with CeraVe Daily Moisturizing Lotion on the morning. Then the same cleansemoisturizer but I use differin adapalene 0.1% in between them, yall think these products are solid or nah? Please lmk any suggestions to get rid of this acne submitted by Representative_Emu55 to acne [link] [comments] |
2025.01.23 04:06 PracticeTrick5725 32F Looking for the creative and intellectual kind. Let's see what kind of vibes we can create together and let's chat :)
Age, location, and sexuality.
Age stoppage range would be 48 years old; time zones I'm not bothered by time zones. I hope that me being an ace isn't an issue of any kind.
Personality type.
Please be able to handle humorous conversations; if you can't handle satirical comments, then you and I might not pair well. I also don't really connect well with people if the person is stuck only in a limited range of conversation subjects; if you don't have an open mindset about a variety of topics, then the chances of us drifting apart in communication will be a high probability. I don't like someone who is terse when you text them and only sends one-worded sentences, and I would like to seek out creative conversations. I seem to be attracted to guys that have an alternative outlook on life that also matches their alliterative clothing style with their post-hardcore and a variety of core bands as well. I'm also looking for someone who loves to have enriching, spiritual acceptance of your partner's sensitivity, awareness of what you want, conversations about philosophy, science, sociology, behavioristic psychology, folklores, folktales, castles from different parts of the world, architectural styles, and haunted buildings. If you've ever been in one or if you have any theories you want to share, that would be cool. I don't do well on political conversations unless there's humor involved because I don't think I could converse my way into a lengthy conversation about politics unless it's cracking up jokes. Guys that are the crafty type, technology, gamer news, or updates. Speaking of a gamer, it's okay if you don't game hardly ever anymore; it's not a crime in my book, and you will be okay! I also would be into a guy sharing his photography work or photography of your garden, photography of your baking, animals, gardens, and any other hobbies as long as it's not too weird.
Last thoughts before finishing this.
You can inbox me if you wish to do so to connect. You can also check out my profile if you wish as well. Thanks for reading! Please don't leave a comment if you're interested in me; I prefer an inbox message so I don't miss anything! Thanks!
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2025.01.23 04:06 succarinne Would you date a little person?
Hey everyone, having a chill night and thought I'd ask. I'm 19 and 2'8" (81cm) tall. I've never had a proper boyfriend and honestly I don't know where to start. I'm proportional, I don't look like most people with dwarfism, I am fit and attractive, but I feel my height is a big issue that most people won't overlook. Maybe I'm doing myself no favors asking about this here but I'd like to read your honest opinions on it. Also, if you have any questions, feel free to ask!
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2025.01.23 04:06 MagDorito Is Uzuki not for me or am I juststupid?
I've wanted Uzuki since Uni1 & now that she's here I've been practicing the hell out of her but still see no improvement. Orie, Carmine, even Byakuya & Yuzu I see some improvement with practice, but it feels like I couldnt reach Uzuki's skill floor with a grappling hook & a pair of climbing axes.
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2025.01.23 04:06 CandidInspector8530 Indian Railways To Launch Double-Decker Trains With Passengers On Top And Freight Below As PM Modi Approves Innovative Idea
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2025.01.23 04:06 JustASeabass 29M - Looking for friends anywhere, any place!
Hello I’m 29 M, from the US. I don’t mind talking to people in other countries!
I like video games, cats, anime:manga, movies, sports, reading, YouTube, and music. I’m also very geeky, so if you like geeks I’m the one for you.
Send me a message if you’re interested in chatting.
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2025.01.23 04:06 Adagio_Leopard The second attempt at getting my parcel is now stuck for a week again.
Hey, dbrand. I ordered a skin and a cover for my S24 Ultra in december, and it got lost in shipping. #22471280
I got in touch with support after I couldn't get through to them for a while, and getting in touch on reddit. They resent me the package, and it got stuck in the same apot for over a week now. #22517746
I sent an email to you, got an auto response and nothing else. Looks like none of the parcels left the US...
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2025.01.23 04:06 AutoNewspaperAdmin [Business] - After the fires | NPR
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2025.01.23 04:06 justalazygamer J6er George Tanios learns he doesn't matter to MAGA anymore. MAGA's rage will extend to the family of J6ers they don't like.
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