New home construction slumps to near 40-year low in Australia as renovation spending booms
2024.11.26 21:22 sien New home construction slumps to near 40-year low in Australia as renovation spending booms
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2024.11.26 21:22 Dangerous_Thing_7277 What makes a person attractive?
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2024.11.26 21:22 kronos2000 Mortgage approval - advice
Hi there, first home buyer, having trouble getting mortgage approvals and looking for advice.
I work in a stable government position for past 2 years. No debt, 810 credit score, own a vehicle, 150k cash, no co-signer available
2022 income: ~50k
2023 income: 75k
2024 income: 100k
2025 est.: 116k
2026 est.: 129k
2027 est.: 145k
(Estimates are based on job's contact stipulation of % salary increase each year for next 3 years)
I was quoted 350k mortgage with 20% down or 260k mortgage with 10% down as im told they have to use my lower 2022/2023 values and that my 100k current income doesnt matter?
Looking to purchase a condo in toronto and found a great deal for 595k with 20% down and ive done the calculations of about 4k in expenses per month that i can easily cover. The problem is getting the loan.
Is it better to wait for my 100k 2024 T4 in February and try to get approval for 475k again? or will it likely not move up much and I still need a cosigner for that high of a mortgage? Are there other places that approve higher, maybe for higher interest rate? Or am I out of luck until im in the 2025 / 2026 income bracket??
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2024.11.26 21:22 mrzangief Er is een moord gepleegd in een pretpark
Maar ik heb een walibi.
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2024.11.26 21:22 SpeedrunnerN64 Are Dragons actually good?
Please educate me. I can't seem to understand how dragon type is meant to be good in any way. It's only supereffective against itself. Keeping Tera-types out of the debate, why would anyone care to use dragon-types? (Maybe I wanna give some credit to Baxcalibur with it's abilities and dual type...idk)
Fight mecanics are so complexe and interesting. I love learning about them. Give me your opinions and help me nuance my terrible opinion of dragons.
submitted by SpeedrunnerN64 to PokemonScarletViolet [link] [comments]
2024.11.26 21:22 Hefistsher 400K inheritance. Family suggests a down payment. I would rather use wealth simple or something. Where should I invest?
In the title. Getting a large inheritance from my grandfather early. I don't know what to do with it. What's the fastest way to grow it. Etc.
submitted by Hefistsher to PersonalFinanceCanada [link] [comments]
2024.11.26 21:22 SweetAshXO enjoy this cute girl
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2024.11.26 21:22 Tough-Bear5401 Anyone still in on Turbo?
dropped by to check out the general attitude about turbo, and nobody's posted in a minute.
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2024.11.26 21:22 Subject-Skirt3039 Cisco survey
Does anyone else keep receiving surveys from Cisco about applying in the past to internships (2-3 months ago) and receive surveys asking if we’re still interested.
I’ve gotten my third one today.
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2024.11.26 21:22 PaxGladeus I played 8 games with this deck and won 4 out of 8 games. How can I improve it?
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2024.11.26 21:22 sweet_cis_teen making periods heavier?
has anyone else had this side effect? i’m only a week or two on 20mg and just started my period and its the heaviest its ever been in my life on the plus side i didn’t notice anything too dramatic with my PMDD, when in the past its sent me to the ER for mental reasons
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2024.11.26 21:22 Never_back_down_lol LOOKING FOR DECENT NEON LEGS FOR LEGS (PICK HERE IF YOU TRADE IT FOR LEGS) (I DON'T OFFER) (LF FAIR TRADES)
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2024.11.26 21:22 John75686 What! What did I hear this chick say! 'That's why I look so young! Lmao, what a dummy.
Delusional as usual. Geesh she makes my stomach turn.
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2024.11.26 21:22 Wild_Following_7283 Aiats 2
In two aiats that happened, I getting marks in the range of 350 - 400 . Please can anyone give any advice on how to improve my marks to atleast 600+.
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2024.11.26 21:22 gargan_tua What will never be trendy?
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2024.11.26 21:22 SoundSmart2055 Känns tryggt när man försöker kalla på hjälp men inte kan prata högt, så svarar inte SL
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2024.11.26 21:22 samyruno Petah there is so much to unpack here
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2024.11.26 21:22 Fantastic_AF Intestines….out-testines? Poo?
 | Is my beta dying? He has something hanging from his….. It just fell off. He used to have something hanging from his belly area…Is it just poo? Do betas have red/orange poo? It looks fairly organ-ish to me, but he’s still swimming around and acting normal. He’s my first beta (in case that’s not obvious with my lack of poo-identification skills). If it’s not an internal organ & he’s not actively dying, I’d love name suggestions as well. Right now he’s just Bob the Betta. submitted by Fantastic_AF to bettafish [link] [comments] |
2024.11.26 21:22 Loading3percent Hey look everybody it's Etherian Miku
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2024.11.26 21:22 I-am-Sharp The TRUE Yokai Guardian
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2024.11.26 21:22 Accomplished_Egg_296 Anyone with subclinical hypothyroidism experience this?
So before being put on synthroid i was pretty much asymptomatic. Starting synthroid i got some palpitations and muscle spasms but that only lasted like a month and completely went away for the next 5 months, this past month i started having extreme anxiety, irregular heartbeats, palpitations and headaches. Its also very hard to focus, i dont want to do anything, im tired, im sneezing all the time, im depressed and easily irritated. My results came back with tsh high and t4 normal again. I dont know if its my tsh being high and my dose too low thats causing this because i didnt have any symptoms of hypothyroid before getting on synthroid, so why would i have them now? Its just weird.
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2024.11.26 21:22 nhebert1987 Were getting close - next week!
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2024.11.26 21:22 Complete-Ad7882 New in camcorders and no picture in screen
Hello guys,
I have no knowledge about camcorders and cameras. My mother gave me a Sony camcorder from 2004. It’s a DC-PC350e and when the screen is closed I have a picture, but as soon as I open the screen the picture is gone. I thought that it’s normal when I open the screen, but there is no picture on my screen and not even a black screen. It’s just off. I’m thinking it’s because it’s broken or the battery is to old because it hasn’t been used since 10 years or more. The camcorder has only power when it’s on cable. I ordered a new battery but I would be very sad if the screen is broken and the new battery won’t help me. Does anyone has some Tipps for me how I can fix my screen?
submitted by Complete-Ad7882 to camcorders [link] [comments]
2024.11.26 21:22 Berkee_ Help! AirPods 4 Acting Weird in NC Mode 😕
Hi Reddit! I bought my AirPods 4 ANC about a month ago, and honestly, I was super happy with them. The noise-cancelling was a gamechanger, and I loved the sound quality. But today, something really unusual started happening, and I can't figure itout
Whenever I use Noise Cancelling mode and play audio through ANY device, my right AirPod suddenly starts letting noise through. Here's the strange part: if no audio is playing, there’s no issue at all. However, the moment audio starts, the right bud lets noise through. This was very noticeable in the gym..
It’s almost like it's a software thing.. In Transparency mode, the right bud is also delayed when switching modes, but after that, it’s fine.
I’ve already tried:
- Playing with adaptive modes and other settings.
- Restarting my phone.
- Re-pairing the AirPods.
submitted by Berkee_ to airpods [link] [comments]
2024.11.26 21:22 lss_web_1444 AMA post title 789
AMA post body
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