Jovem aprendiz com o financeiro fudido. E agora?
2024.11.28 18:49 Party-Economist-6345 Jovem aprendiz com o financeiro fudido. E agora?
Tenho 20 anos, família classe média baixa/pobre e comecei a trabalhar como jovem aprendiz ano passado (613 o salario).
Apesar de nunca conseguir guardar dinheiro direito, sempre acabava sobrando um pouco no final do mês e conseguia pagar tudo certo.
Foi indo Isso até julho desse ano, especificamente nas minhas férias.
Acabei tendo gastos demais por causa de um passeio que fiz com a minha mãe, o que resultou em eu tendo que fazer um pix de 287 reais para o mês de outubro.
Depois disso, os gastos se manteve tranquilo até chegar outubro, onde a maior parte do meu limite do meu cartão tinha sido comido por causa desses 287 (que ainda fiz questão de pagar, mesmo sem a fatura ter sido fechada).
Resultado, fiquei basicamente o mês todo apenas com cartão de crédito e com dinheiro que eu mandava pro meu cartão de débito de outro banco por meio do pix (sempre botando pros próximos meses).
Minha última fatura foi 650 (o que é alto demais, já que sempre a minha fatura ficou na faixa dos 300 e pouco), e tive que passar pela vergonha de pedir dinheiro emprestado pro meu pai (que, felizmente, me deu de bom grado).
Mesmo com isso, ainda tô fudido. Limite do meu cartão da nubank (que é o que uso de crédito), é 400 e já tá nos 384 a fatura. Ainda tenho cartão de uma loja de roupa com roupa que parcelar (69 a parcela), mais algumas coisas que tenho que pagar pra minha mãe (pra não comer meu limite todo, algumas coisas eu compro no cartão dela e pago depois) no valor de 342 e, por fim, tem os pixs que fiz nos próximos meses (82 em janeiro, 112 em fevereiro e 54 em março).
Enfim, estou todo enrolado e me dói perceber que, nesses anos, eu não consegui guardar meu dinheiro (mesmo que pouco) e nem fazer algo útil com ele (como comprar uma TV, ou fazer uma academia). A unica coisa que fiz de útil foi o celular (que estava precisando e ja paguei) e a psicóloga que eu pagava (e que, por causa dessa situação toda, tive que parar)
Dito tudo isso, o que posso fazer para resolver essa situação toda? Não quero nunca mais ter que pedir dinheiro pros meus pais de novo.
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2024.11.28 18:49 MartelleJordan 😂
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2024.11.28 18:49 Weirdoartez Sticker printing
If there's any artist where can I print custom stickers and how much do they cost , also how do I prepare them if anyone has experience?
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2024.11.28 18:49 entertainmentlord Happy Thanksgiving horror fans!
To celebrate.
Name a movie , tv show,book, or game you're thankful exists
For me, I've got several
Universal monster movies, I have a deep love for them and they got me into loving seeing how movies evolved over time
Night of the Living Dead, while not in any my lists of favorite movies, I respect it for how it shaped the Zombie genre
Scooby Doo, Courage The Cowardly Dog, Scooby Doo on zombie Island. Those are some of the things that made me love the genre and got me into it
Silent Hill Games, they got me into the more Psychological aspects of horror
Fatal Frame, Ju On, Ringu. Thanks for giving me endless nightmares upon first viewing
Nosferatu, still to this day the creepiest movie I've seen
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2024.11.28 18:49 MammothBattle33 Dogecoin (DOGE) Market Cap Surpasses Porsche, but Momentum Could Be Fading
🚨 Crypto News: Dogecoin rockets to $0.48, its highest price since 2021, and surpasses Porsche's market cap at $58 billion. The meme coin’s latest run has the crypto world buzzing, but can it sustain this momentum?
Technical indicators like EMA lines and the Ichimoku Cloud are flashing caution. DOGE is hovering near key support levels, and while the current bullish sentiment hasn’t entirely evaporated, its strength is undoubtedly waning. The DMI also reveals a weakening trend, with ADX dropping significantly to 18.7, signaling possible consolidation or a reversal ahead.
For DOGE enthusiasts eyeing $0.50, the path forward hinges on reclaiming key levels with strong volume. However, if deeper support at $0.36 breaks, we could be looking at a sharp plunge to $0.14.
Meme magic meets market reality, and DOGE’s next move could define its trajectory. Keep those seatbelts fastened, DOGE Army!
Dogecoin #CryptoNews #MemeCoin submitted by MammothBattle33 to Blockmandev [link] [comments]
2024.11.28 18:49 clemgizzard I’m this fucking close to relapsing
Im about to go crazy right now: I quit smoking weed AND cigarettes 12 days ago and my cravings to smoke anything have been terrible today. I went on a walk, cooked myself 2 dishes, cleaned, drew, played music, watched a movie, worked out, I DID SO MANY THINGS TO TRY TO DISTRACT MYSELF. I need help please
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2024.11.28 18:49 LonkerinaOfTime Baki in Martin Mystery??
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2024.11.28 18:49 JavierAlexanderLDN The Knights of the Round Table Quest Guide in Disney Dreamlight Valley
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2024.11.28 18:49 liamminer Thanksgiving fun. Bullet time mannequins.
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2024.11.28 18:49 Cyanixdraws Selling Dream Dust EveningFall Halo 2024 For Diamonds
 | I’m selling this halo for 5,200,000 diamonds. I’m looking for diamonds specifically and not any other offer. If you’re interested pls dm me thank you :) submitted by Cyanixdraws to RoyaleHigh_Trading [link] [comments] |
2024.11.28 18:49 Familiar-Actuator-81 My experience with Cnfans
 | My experience was all of the sudden good, the agent responded in max 12h probably because of the jet lag. The package arrived in 13 days since i paid (to Italy 123€) 9/10 submitted by Familiar-Actuator-81 to CNfans [link] [comments] |
2024.11.28 18:49 A_tallglassof Parents, why did you decide to have kids?
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2024.11.28 18:49 Unlikely_Budget2979 Whatsapp
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2024.11.28 18:49 lotsofeffortagain Apple on Black Friday
Broke my phone and would like to get a new one tomorrow..how crazy will it be?
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2024.11.28 18:49 Eviltoast94 Iron Warriors Butcher
 | Love how he came out, can't wait for the rest of his squad. submitted by Eviltoast94 to killteam [link] [comments] |
2024.11.28 18:49 Donzoildodo010 Ma quindi Simone ha messo un mi piace al mio commento?
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2024.11.28 18:49 ImportantExternal214 Anybody else like Zeta/AOZ?
 | Just bought myself a barzam II and regular Barzam to add to the collection as well submitted by ImportantExternal214 to Gunpla [link] [comments] |
2024.11.28 18:49 TightIntroduction153 $10 dollars, no deposit, no obligation
I will pay $5 for One Aven new user sign up when the bonus clears thru them, they pay$5 for the sign up... $10. Thank you for reading.
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2024.11.28 18:49 TravelingCMR Netgear RAXE500 Questions
 | Hi everyone, Happy Holidays! I have an RAXE500 and am a bit confused if i'm doing something wrong. My goal is to provide the most stable connection possible to my household. The house is 2400 SQ feet. The entire lot is 4000 SQ feet. I have 45 devices that are idling/pulling bandiwdth between smart devices, laptops, tablets, phones, etc. On my recent campaign to make our house connection better, I ordered a static IP from my ISP. The thing is, now I have my incoming network symbol at a stable orange(pictured below), which used to be white when the connection was on DHCP. I plan on hosting network storage services, and a server so that is my secondary reason for a static IP. https://preview.redd.it/vgzmwfv0so3e1.jpg?width=3024&format=pjpg&auto=webp&s=5a1323d1a76805d7f078cf2d4ed4f2e72f327412 My question is, am I doing something wrong, or is this normal? Anyone who has an RAXE500, what changes have you made for the best 4K streaming, audio streaming, and gaming experience possible? I am open to suggestions! Thank you all in advance. submitted by TravelingCMR to HomeNetworking [link] [comments] |
2024.11.28 18:49 Erikk2699 "Tököm tele van már ezzel..."
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2024.11.28 18:49 Stock_Bedroom8378 What is this?
This post contains content not supported on old Reddit. Click here to view the full post
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2024.11.28 18:49 sickwant698 Wyd if Ameliathebody does this in front of you while you're on the escalator?
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2024.11.28 18:49 OtherWorldly70 Am I being pedantic?
 | So I purchased a pair of UGG tasmans slippers and she said they've been worn once and put the 'new without tags' label. I just saw them and they look like this. They seem to be worn atleast a few times and are definitely not 'new without tag' worthy. Do these look like a one time worn scruff? Shall I even bring it upto her? I don't think there's much she can do about it now but I'd rather she be upfront. submitted by OtherWorldly70 to vinted [link] [comments] |
2024.11.28 18:49 anon7310 Not Exactly Having Great Experience With Equinox 700
I really hope someone can tell me some pointers or something. I have been metal detecting for several years now, and a little over a year ago bought the Equinox 700. I am not going to exactly speak my mind, but everytime I take it out I get closer to smashing it to pieces. I am an American Civil War relic hunter, mainly looking for lead and large iron. Every single thing sounds like a damn can, and every can sounds like a good signal. I have put well over 200 hours into this machine in a year, and am no better than the day I got it. I did 20 hours the past three days, and dug probably 200 pieces of aluminum, and cans. This is after avoiding the obvious aluminum signal. I understand aluminum fools all machines but this is ridiculous. They will ring up anywhere on the target ID and be solid signals, just to dig up a can. Then something like lead will bounce all over the place of -10 to 60 making me think its a can. I basically just have to dig everything at this point. The pin point feature works maybe 15% of the time. And on top of all that, the headphones straight up just stopped working this week, they don't even turn on (yes they are charged).
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2024.11.28 18:49 lw88wl Waddle, Jennings or Deebo?
Brock Purdy injury and weather in GB have me worried…
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