How likely am I to break even?
2025.01.23 00:13 Due-Homework1342 How likely am I to break even?
I work as a young lawyer and was living at home rent-free, so I had nowhere to park my income after FTHB and TFSA. In 2021 I bought a presale luxury condo in Vancouver for 860k (includes 5% tax) solely as an investment. I believe it is now worth about 760k-800k given that the market has contracted a bit.
Although it is down in value, the timing worked out great. I got married and we decided to move in ourselves to the condo, and we even have space for one child should we wish to have children. We love the view from the 46th floor as well, as well as the area we live in.
We really like the place and the mortgage/strata only comes out to about 25% of our income to it's great to have financial freedom and not be mortgage poor. We are able to aggresively save and pay down the mortgage.
The issue is that we may want to have multiple children. If we did, the second child is likely to be born in around 2030.
I know that no one can know the future, but how likely do you think it is that we break even or suffer only a small loss on the condo should we want to upgrade? Is it fair to think that if the condo market is down when sold, it will correlate with a cheaper purchase of a townhouse? Should we simply upgrade in the same building to a bigger place when the time comes?
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2025.01.23 00:13 Sofiaxd76 A veces siento que las personas son un poco indiferentes.
Y no lo digo por decir, últimamente muchas personas actúan de manera muy indiferente ante los problemas de los demás. Incluso puedo llegar a decir que en ves de ignorar agravan el problema.
Se que este es un Subreddit (o como se diga xd) para expresar lo que sentimos. Y sinceramente quería expresar algo.
Y es que últimamente me di cuenta que las generaciones anteriores suelen ser menos empáticas que las últimas. Es más, pueden decirme que exageras o que te victimizas por algo tan estúpido. Y digo: —WOW, ¿ES ENSERIO ESTO?, ¿Cómo es posible que una persona sea tan mala?
Si, hay personas menos o más empáticas que otras, pero si puedo llegar a decir que lo que más odio es la empatía falsa. Esa sensación de que alguien te entiende, pero a la ves no, ¿Sabes?, difícil de explicarlo.
Claramente no soy la única persona en pensar asi, pero es como wtf jaja. No diré más, es mí primer post es esta comunidad.
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2025.01.23 00:13 dedusitdl NexGold Mining (NEXG.v NXGCF) Launches 25,000m Drill Program at Newly Acquired Goldboro Gold Project Today
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2025.01.23 00:13 Working-Cat11 Vertical short form question…
Hi guys. I've never done a vertical short and don't know much about them. A filmmamker the other day told me they are over the top, soapy, and campy..... My question; I have an audition and wondering if I should look purposely "make my acting more Bad and soapy", then ? 😅 Are they always inherently over the top and soapy/campy? I'd prefer to do more natural and look unnecessarily cheesey if that's not what they require but I have no idea 😅
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2025.01.23 00:13 dropthemelons Megan Thee Stallion | MTV VMAs | September 12th, 2023
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My spidey display is getting full..need to get more shelves.
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2025.01.23 00:13 Onswer_130221 I would like to thank the person who helped me buy my first song pack. After two weeks, my potential improved significantly (four months of pure effort)
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2025.01.23 00:13 hiyadaddyo Zach’s family in the christmas episode
I was rewatching and noticed just how large Zach’s family is, are they ever shown again/talked about how they responded to zach’s whole arc? Was just curious because i don’t think they were ever mentioned again. i could just be remembering wrong, but i’ve seen this show too many times and just now noticed the big family coming to visit.
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2025.01.23 00:13 VerbalDysentery Will there be an S25U?
I see the S24U cases are on sale for $10 and no pre-order for an S25U. Are they in the works?
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2025.01.23 00:13 FirstSonsMotif Bobby Brown "Let's Take It Slow" (My Keys)
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2025.01.23 00:13 macnjeez21 38 M4F. I want to have some fun tonight
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2025.01.23 00:13 Fantastic_Quality_62 Mighty Ducks 1996-1997
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2025.01.23 00:13 Brownie_Fudge0 Why do Americans act like 18 is some magical age?
Americans have a very weird obsession with the number 18, they think that it's an age where you magically become an adult despite science saying you're a adolescent, they try so hard to separate 18-19 from their younger counterparts. they have a problem with 16-17 year olds dating people who are older thinking that you're some sort of monster despite the age of consent literally being 16 or 17 in like 30 of their states, they also get pissed off whenever a 15-17 year old who commits a heinous act is charged as an adult so they won't get let off easy, they act as if at 17 your some dumb, innocent little kid who can't think for themselves but think 18 year olds are fully sapient, it's insane. in my country (scotland) you're treated as an adult at 16. What is with the infantilization of young adult adolescents in their country?
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2025.01.23 00:13 AIOU223 Someone is logging into my accounts.
I just checked my emails and someone changed my log in info for my EA, Battle.net, Ubisoft and Linkden accounts. What do I do. This all started yesterday on January 21st. Any ideas on how to stop this attack?
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2025.01.23 00:13 LavanderFely SFDC OR SAP?
Hello po ask lang ano po mas maganda ngayon na capab? Na worth it yung skills para magamit sa future. Thanks po
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2025.01.23 00:13 Slow_Drama_2676 I need good earphones recommendations
As the title says, i need wireless earphones recommendations, i can go up to 200dt if it's worth the extra I need good base, don't care about the highs and lows, and of course a solid battery life
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2025.01.23 00:13 IrrationalCanadian Ian McCulloch Mysterio promo poster from 1992 🎵
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2025.01.23 00:13 Snoo_82378 Campaign pink LC
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2025.01.23 00:13 Routine_Finance_7009 Daddy Bron Bron
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