Compilation of techniques to fx hedge USD denominated assets (now that CAD is at 1.45)
2025.01.31 01:40 lastmaverick Compilation of techniques to fx hedge USD denominated assets (now that CAD is at 1.45)
Let's assume all the bad news has now been priced in and we want to lock-in FX profit on USD denominated assets, with a bet that our loonie will revert to a "better mean." Anyone willing to share their best practices on how to do it?
It could be highly dependent on asset type, whether it's just cash, equities. Also asset location, ie. registered accounts (no fx futures). If I were to offer a list, in order of increasing complexity:
1) Go to bank/currency exchange, convert any (spare) USD cash 2) Norbert gambit on interlisted canadian stocks (TD > TD.TO) 3) If example holding US SPY eqv, sell VOO/SPY/etc, norbert gambit/convert, rebuy CAD hedged S&P 500 product on TSX, like XSP or iShares Core S&P 500 Index ETF (CAD-Hedged). Reverse this when CAD/USD normalizes. 4) Purchase FX futures contract(s) to cover desired exposure and roll monthly. But this isn't permitted in reg accounts
I think for TFSA/RRSP, 3) is pretty much the best option that I can see.
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2025.01.31 01:40 Prestigious-Part-697 I spent my 21st birthday angry, hurt, confused & heartbroken. And I don’t think I ever fully processed it.
Let me take you back several years ago. I had been single for about 2 years and was in an awful dating slump. Almost bad as how it was before I had my first gf, which took embarrassingly long in the first place. But I never creeped or refused to take no for an answer. When a woman rejected me, I respected their wishes immediately, so sometimes they wouldn’t bother deleting my number. I’m assuming this was because they knew I was not a threat and/or didn’t mind being friends with me. This is important to the story.
One day when I was especially down in the dumps, a girl who had previously rejected me texted me out of nowhere and asked if I still had this number. We’ll call her Sadie. I said yes and asked why. She answered that I was still a really personable guy and she suggested I message one of her single friends to see if we could hit it off. She said if I was still looking for a partner it might be good for me. Not being in a position to say no, I added Sadie’s friend on Facebook. We’ll call her Lexi.
So as eager as I was, I message Lexi from the get go. we had surface level conversations which was fine for the time. I still wasn’t trying to rush her. Sadie, bless her heart, was ensuring Lexi I was on the up and up this entire time. That there wouldn’t be stranger danger. I eventually gained Lexi’s full trust and then made a pretty cool discovery. Lexi actually went to the same community college as me, we just barely ever had any schedule overlaps so I had never run into her before. Except one day I finally did. I ran into her in one of the commons areas of one of the school buildings. She was there with her laptop. I said something admittedly cheesy like “What are the odds?” She did her cute little smile just like in her facebook profile picture. We started talking for over an hour.
We really hit it off considering this was our first in person meet up. Nothing ground breaking came up or anything and it was a good little talk. Not wanting to annoy her or intrude I finally said I’d see her soon and I should probably head to the computer lab. It was a fine little goodbye and I was happy I didn’t screw up first impressions. Turns out I made a good decision, because 20 minutes later she asked if I wanted to go to chick fil a with her. A literal “hell yeah” moment for me, as direct interest was almost never expressed to me by anyone. I proudly messaged Sadie that Lexi and I were going to chick fil a together and thanked her for the idea.
Cut to “sort of” date number 1 at chick fil a that same night. We got simple food and sat in a booth together. We talked for like 2 hours! Everything was clicking and she seemed shy but also happy. She even asked if I wanted to join her to make a stop at another store across the street. I thought, this has to be another good sign but it gets better. Someone in this very store recognized me as someone who was a great musician from high school and that they missed hearing me play! Ummm. WOW. I just got noticed for music right in front of my date and received “cool points” for the first time in my whole life. That NEVER happens to me as I was invisible in school. Everything was so looking up! This HAD to be meant to be. Lexi even asked to hear some of my music projects that night and asked to hang at chick fil an again after school the next day. Everything that could have gone right and everything that almost always goes wrong, was going right. That second “sort of” date went even better and the night ended with a sweet hug. What more could I, an unsuccessful hopeless romantic, ask for?
So then came the day before my 21st birthday. I was already fantasizing celebrating it with Lexi after making her my girlfriend. I was thinking of all these wonderful things that I was finally going to experience. So I had to make it official. I asked to meet Lexi once more and talk to her. I smiled ear to ear when she got to our meeting spot. We talked for a few minutes and then I had to ask my question. I asked her if we could officially be boyfriend and girlfriend. Her response? I’ll paraphrase. “Oh… I’m sorry. I’m not really interested in a boyfriend right now. I don’t like accidentally making people catch feelings. Sorry if it seemed like something more.” And let me tell you I have never felt a sharper knife through my heart than that day. I felt the wind get knocked out of me. To Lexi’s face, I said “Okay, I understand. See you at school.” But I was devastated. I drove home sobbing uncontrollably and felt like death. My heart was so broken that I could almost feel it.
How could everything go so perfectly? How could I get so lucky on so many aspects in the situation just for it to amount to nothing? Lexi did not and does not owe me a thing. She didn’t want to be romantically involved with me and that’s her right. But how could she NOT have known that’s what I was pursuing here? God it hurts just to talk about it. And if there is a higher power, I feel like he enjoyed ripping my heart out just that one more time.
My 21st birthday came. It involved faking tons of smiles and happiness. It involved lying to my parents about how sad I was. There was no actual joy. Just my first legal beer and a lot of loneliness. I thanked Sadie for the chance she gave me and said maybe I’ll see her around some time. The worst part was that Lexi messaged me that day too and told me she hoped my birthday was joyful and fun and she was so happy go lucky about it. Ladies and gentlemen, the one thing on par with getting your heart broken, is having to be a good sport about it yet another time.
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2025.01.31 01:40 cjaccardi I need a good packing slip or pick order for Shopify, fishbowl or shipstation
Not sure if any of them have one that gives you customer's name, order number, items and quantity and shipping service selected.
We use all three in conjunction with each other, but really need to get a handle on misshaping during shipping with wrong speed, wrong items, and wrong quantities
If anyone can get some good recommendations for fixes or for those packing slips or pick order sheets, I would greatly appreciate it
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2025.01.31 01:40 jrg869 dialga 2 local 457534841801 add quick
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2025.01.31 01:40 m112009 I need help asap
 | I have a duet in 2 days and have never listened to the recording. I need to find it and soon. If this helps, it’s from a saxophone duet book, the composer is Klosé, it says Allegro non Troppo at the top, and had a number 8 on the side of the first complex. submitted by m112009 to saxophone [link] [comments] |
2025.01.31 01:40 Least-Dealer1338 New episode is free to watch on the fishtank site
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2025.01.31 01:40 Cute_Ladder7585 Getting tired of this. Does anyone have an idea?
 | I have skin wart or tag kinda thingy spreading all over my right feet. Don’t even know what exactly is this. Its just of my right feet. Does anyone know any cure to get rid off this? submitted by Cute_Ladder7585 to 30PlusSkinCare [link] [comments] |
2025.01.31 01:40 elusivek Roles reversed (?)
In this situation, I was the guest, but I work in a hotel myself (though technically not the FD) so I am aware of some due process.
Back in October 2024, I went holidaying with a friend in Europe (we’re from Asia). So we arrived in this city, not a busy tourist city, but still a city nonetheless (not a small town/village). It was 8am and we went to our hotel, which was next to the main train station of the city, to leave our bags in.
Reception: just looks at us without greeting
Me: We have a reservation for tonight, but since we’re early, we wanted to leave our bags here?
Reception: okay?
Me: in the process of taking out my passport and booking confirmation
Reception: You can’t check in yet.
Me: I know I can’t check in yet, but I have to show you I have a reservation in order to leave the bags here?
Reception: But you can’t check in yet. Just leave your bags over there points to a conference room, where the door is not locked
Me: But… don’t you have to know that I will actually be a guest before you accept my bag?
Reception: You can’t check in yet. It’s early.
Me: I know it’s early, that’s why I’m not trying to check in.
Reception: Correct, you can’t check in yet.
Me: …. I’m not trying to check in, but don’t you need proof that I’m a guest?
Reception: Leave the bags there…
Me: ……………….. Do I get a bag tag?
Reception: come back later to check in and get your bags.
Me: but you wouldn’t know who I am and maybe someone else will take my bag?
Reception: do you want to leave your bags here or not?
Me: ……. still doesn’t get it
It’s been months since but I still can’t wrap my mind around the fact they didn’t need to check that I actually did have a reservation. Maybe they aren’t a particularly busy hotel so we’re so laissez-faire but……. I still don’t get it. I guess in the end we were lucky that the bags were there when we returned later around 6pm to check in (another weird thing in “just go pick up the bag”…. Without checking)
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2025.01.31 01:40 AncientOneAurelius [Highlight] LeBron’s Fadeaway Jumper Pushes the Lakers’ Lead to 34 Over the Wizards
![[Highlight] LeBron’s Fadeaway Jumper Pushes the Lakers’ Lead to 34 Over the Wizards](https://external-preview.redd.it/jBbG4gEY_KXzGBLs3OoMIwVKiamZM0yYsT4oKReFXwE.jpg?width=640&crop=smart&auto=webp&s=37705ef97715be5584bb1f4a23ae4d617c7eed1c "[Highlight] LeBron’s Fadeaway Jumper Pushes the Lakers’ Lead to 34 Over the Wizards") | submitted by AncientOneAurelius to nba [link] [comments] |
2025.01.31 01:40 HawkKey3880 First sgraffito bowl I’ve ever made, thoughts? Feel free to give advice!!
 | submitted by HawkKey3880 to Ceramics [link] [comments] |
2025.01.31 01:40 dead_obelisk I hope neighborhoods actually look like this at night, with creepy random events like RDR2
 | submitted by dead_obelisk to GTA6 [link] [comments] |
2025.01.31 01:40 Grncndls m̸̧̢̧͖̰̮̼̱͎̥̖̣̈́ȭ̴̬̩̐ģ̶̧̞͓͔̙̯͎͈͕̻͕̹̗̻͂̆
 | submitted by Grncndls to mogcoin [link] [comments] |
2025.01.31 01:40 lemkowidmak Philadelphia Flyers @NHLFlyers: A clean sheet of ice awaits. Let's start the second period! 📺: @ESPN+/@hulu 📻: @975TheFanatic #NYIvsPHI | #LetsGoFlyers https://t.co/UsT6HLO7pa
 | submitted by lemkowidmak to phillysports [link] [comments] |
2025.01.31 01:40 Alive_Object_1168 Is UNF hard to get into?
Just title. Considering this school and I have very lackluster grades-
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2025.01.31 01:40 Ok-Technology-3232 Question
Insurance company Do these company not look at the data to see whether the client still needs help or not ?
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2025.01.31 01:40 nesslesscarelessness Is best buy expected to have additional "waves" of FE cards available?
I thought this morning was the only FE launch until new stock arrived, so I stopped staying glued to my computer after I failed to check out. I was AFK 39 minutes ago and noticed I missed a notification from hotstock that they were back in stock.
Is this expected to happen again soon, i.e tomorrow by chance? Is it announced anywhere?
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2025.01.31 01:40 DennisTheMenaceNL Unagi Sayaka
 | submitted by DennisTheMenaceNL to LadiesOfWrestling [link] [comments] |
2025.01.31 01:40 No_Ad5786 Unable to purchase anything
 | I guess I should say that I disabled The accelerated graphics thingy and I don't even have family view or the family selection enabled at all matter of fact it says create or a join steam family. I'm not sure what I'm doing here and I don't know how to buy anything on this website if I could get any tips it would be appreciated submitted by No_Ad5786 to Steam [link] [comments] |
2025.01.31 01:40 RiverRat2440 Severe job application fatigue after the presidential hiring freeze
I’m a 1L who had my dream summer internship offer at the DOJ revoked by the presidential hiring freeze, and honestly I’m just here to rant about having to go back to work on applying to other places (all of which I’m less passionate about than the offer I had).
I’m not even that mad about the situation itself. The legal community has honestly been really supportive. I know I’m not alone. My school has been giving special attention to students in this situation, local employers are extending their deadlines and expanding their cohorts to accommodate us, and the office I was supposed to be in is even personally trying to help each of us find opportunities with judges or legal organizations that match our interests. I truly am grateful for all of it and feel fine about what happened. That’s life, you roll with the punches.
But goddamn it’s tough to go back to filling out these monotonous applications when you thought you didn’t have to worry about it anymore. Applying to state government equivalents of a job I was already accepted to is extremely frustrating and frankly disappointing.
The worst part is I think I had a pretty low GPA for the program I got offered. I’m a median, B+ student through and through, but I think my resume really caught their eye and I hit the interview out of the park. Now I feel like I need lightning to strike a second time, which we all know it never does.
Like I said, I know I’m not alone. I also know thousands of 3Ls were affected much worse than I was, and I’m praying for those folks every day. But man it still sucks.
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2025.01.31 01:40 R3troM3dia Some cool finds
 | submitted by R3troM3dia to VintageTees [link] [comments] |
2025.01.31 01:40 DFlanny48 Any ideas for frontier
 | Trying to use sceptile and absol for sure during this battle frontier grind and I’m having a hard time making them work. Thinking of using latios in place of metagross for a bit easier time. All silver symbols already done struggling with the gold boys. Items were off bc of the pyramid challenge. submitted by DFlanny48 to PokemonEmerald [link] [comments] |
2025.01.31 01:40 atheno13 Went for a walk... It was nice
 | submitted by atheno13 to Columbus [link] [comments] |
2025.01.31 01:40 LucasBelmar 2 COIN GIVEAWAY!!!! 🤑🤑🤑
 | Comment your username and I’ll pick a winner in 24.62 hours to win 2 coins. 🤑🤑🤑🤑 submitted by LucasBelmar to Soundmap [link] [comments] |
2025.01.31 01:40 Silver_Lime6131 I have a safelite question
Someone broke into my car last night I’m thinking about getting safelite to fix it but do they like fix the tint too? My tints are pretty dark and it’s like 390 to fix this too😣
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2025.01.31 01:40 Imaginary_Mud_3175 Help me decide if i should buy it or not
 | So i found this Tiguan with 108k miles 4 owners, clean carfax right now he's changing the position sensor on it, i have a nissan versa 2012 with 203k miles he's willing to take it and ill add $4300, sounds fair to me only got this car for $2500 and i can add the difference. My question is: is this car really worth it to get? I heard the timing chain needs to be replaced what else needs to be looked at? Is the sensor he's working on due to an issue? submitted by Imaginary_Mud_3175 to Volkswagen [link] [comments] |