Vibration Testing?

2024.11.26 05:30 Dive30 Vibration Testing?

I have a series of 36” fans. One of the opposite end bearings failed on one of the motors. The motor shop guy said I should have a vibration tester to check the others.
Does anyone have such a beast they can recommend?
submitted by Dive30 to IndustrialMaintenance [link] [comments]

2024.11.26 05:30 vrid_in Should You Opt for a Loan Against Mutual Fund (LAMF)? Is It Better Than Personal Loans?

247th issue of Vrid Newsletter is here.
In the world of personal finance, having liquidity without disrupting your investments is a big win. And that’s exactly what a Loan Against Mutual Funds (LAMF) offers.
In this blog, we’ll go beyond the basics to explore who provides LAMF, how the process works in detail, effective interest rate, how it compares to Gold and personal loans and when it's better to take LAMF.
By the end, you’ll have a deeper understanding of whether taking a loan against mutual funds is the right move for you.
What is a Loan Against Mutual Funds (LAMF)? A LAMF is a secured loan where you pledge your mutual fund units to borrow money, mostly as an overdraft (OD) facility.
The lender marks a lien (or claim) on your mutual fund units, which means you can’t sell or redeem them while they are pledged. However, you continue to benefit from any potential capital appreciation or dividend payouts during this period.
One of the key advantages of LAMF is that the interest rates are generally lower than unsecured personal loans. But beyond that, LAMF offers flexibility, allowing you to borrow funds without disturbing your long-term investment strategy.
It’s essentially a way to monetise your investments or assets temporarily without fully liquidating them.
How does it benefit you?

You continue to stay invested in the market.
Your mutual fund units keep generating returns.
You only pay interest on the amount you utilise, because of the OD facility.

The maximum loan amount depends on the value of the mutual fund units and the lender's margin requirements. As per RBI regulation, the maximum loan-to-value (LTV) ratio of equity mutual funds is 50%, and that of debt mutual funds is 80%.
Who Provides Loans Against Mutual Funds? Several institutions offer loans against mutual funds, each with its own terms and conditions. Here’s a quick look:
1. Banks: Many leading banks in India, like HDFC, ICICI, and SBI, offer LAMF.
2. Non-Banking Financial Companies (NBFCs): NBFCs like Bajaj Finserv, Mirae Asset and Tata Capital are also active in providing LAMF.
3. Brokers: Some stockbrokers like Zerodha and ICICI Direct allow you to pledge your mutual fund holdings in the Demat Account.
4. FinTech Startups: Startups such as Smallcase, Volt and Yenmo have begun offering LAMF.
Remember, that most institutions provide loans against mutual funds based on the Statement of Accounts (SOA) format. They typically do not provide loans on mutual fund units held in a Demat account because it's more challenging to mark a lien on them.
How Does a Loan Against Mutual Funds Work? Taking a loan against mutual funds might seem simple on the surface, but there’s a detailed process behind it. Here’s a deeper look at each stage:
1. Application and Eligibility:

You apply through your bank, NBFC, broker, or FinTech platform. Typically, online platforms offer a streamlined, fully digital process, while banks might require additional documentation like income proof.
The lender checks your portfolio for eligible funds. Not all mutual funds can be pledged, particularly sectoral or thematic funds, as they are highly volatile.

2. Lien Marking:

Once the loan is sanctioned, a lien is marked on your mutual fund units, meaning the lender now has a claim on them. You can’t sell or redeem these units until the lien is lifted (i.e., the loan is fully repaid).

3. Loan Sanctioning:

The loan amount is typically a percentage of the market value of your mutual funds. For equity mutual funds, it is around 50% of the current NAV, while for debt mutual funds, it is around 80%.
In most cases, the loan will be issued through an OD facility. The loan duration is 12 months, you can renew the OD facility at the end of each year.

4. Margin Calls:

If the value of your mutual fund holdings drops significantly (because of market volatility), the lender may issue a margin call. You’ll be asked to either top up the collateral by pledging more units or partially repay the loan.
If you ignore the margin call and the value continues to drop, the lender may sell your mutual fund units to recover their money.

5. Repayment and Lien Removal:

You can repay the loan in part or in full. Once the loan is cleared, the lien on your mutual fund units is removed, and you regain full control of your investments.

Learn more about how the margin call works, the effective interest rate of LAMF, how it compares with gold and personal loan and when to avoid taking a loan against mutual funds in our blog - https://blog.vrid.in/2024/11/26/should-you-opt-for-a-loan-against-mutual-fund-lamf-is-it-better-than-personal-loans/
Download our app and take control of your finances - https://play.google.com/store/apps/details?id=in.vrid
submitted by vrid_in to Vrid [link] [comments]

2024.11.26 05:30 SureAfternoon3743 Good easy to get C tier cars

i need to get a good c tier car.Are there any good c tier cars that dont require tons of blue tokens or grinding
submitted by SureAfternoon3743 to Asphalt9 [link] [comments]

2024.11.26 05:30 Theflame467 How do you make this fullscreen?

I like the mod so far but I just want to know how to make the game fullscreen
submitted by Theflame467 to reindev [link] [comments]

2024.11.26 05:30 AyalaSpider77 What is this?

This post contains content not supported on old Reddit. Click here to view the full post
submitted by AyalaSpider77 to Pixelary [link] [comments]

2024.11.26 05:30 Dapper-Magazine-8651 Freelance AR Software Engineer – Unity, C#, and Python

Join us on a one-month contract to develop an AR solution that tackles a $1.6 trillion construction industry challenge of reworks. By leveraging provided GPS technology, you'll create a simple, user-friendly interface that enables construction teams to precisely place and interact with 3D models on-site - no markers or QR codes needed.
This intensive project will deliver an MVP that could transform how construction teams visualize their work, potentially reducing planning time by 10% and preventing costly rework mistakes. This project aims to deliver an MVP, gather feedback, and refine the solution for future development.
Responsibilities and Target Outcomes:

Develop AR features in Unity for precise 3D model placement and interaction.
Design a user-friendly interface to manage 3D models, including opening, closing, and adjusting visibility.
Do daily testing with the provided AR glasses
Document all work precisely for future scalability and improvements.
Deliver a functional MVP within 2 weeks from the base code of POC, meeting at least 90% of agreed tasks and milestones.

Requirements:

Location: Based near Pune/Mumbai, India but remote work.
English at a minimum of upper-intermediate level.
Equipment: Must have your own high-performance laptop capable of Unity development.
Skills:
- 2+ years of experience with Unity and C#.
- AR development.
- Strong debugging and problem-solving skills for autonomous development.

Preferred Qualifications:

Experience developing AR applications.
Knowledge of 3D model visualization and management.
Familiarity with MVP development processes.

Contract Details:

Duration: 1 month
Rate: ₹1000/hour
Work: Remote and 40/h per week.
Performance: The contract will end immediately if KPIs(disclosed precisely when accepted for position) are not met or work quality is unsatisfactory.

How to Apply: Send your resume and portfolio showcasing relevant Unity and AR work to us.
Email: [[email protected]](mailto:[email protected])
We can’t wait to hear from you!
submitted by Dapper-Magazine-8651 to Unity3D [link] [comments]

2024.11.26 05:30 bravosixpicks 🏆 Looking for Winning Plays? Join Our Free Discord

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Join our Official Discord Community!

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submitted by bravosixpicks to PrizePicksDaily [link] [comments]

2024.11.26 05:30 kali_Cracker_96 Which type of diet should I follow for running

I have been running for 2 weeks now, i am fairly heavy about 88kg for a 6'1" height want to know what type of diet should I follow so that I can loose weight and also have enough strength to run for longer periods of time.
submitted by kali_Cracker_96 to BeginnersRunning [link] [comments]

2024.11.26 05:30 DJ-Rays-Music #1 SONG THIS DAY IN HISTORY! November 26th 2014 "SHAKE IT OFF" by TAYLOR SWIFT

submitted by DJ-Rays-Music to DJ_Rays_Music [link] [comments]

2024.11.26 05:30 nimmi_777 CS job for fresh graduates

Hi, I am a computer science graduate looking for a job. Preferably Web DevelopeMultimedia Designer position

My CGPA is above 3
I am currently in Sarawak but willing to relocate as long as the office is not outside the country (for scholarship contract purposes)
Some of my skills are HTML, CSS, PHP, MySQL and JavaScript

I've applied for multiple jobs on LinkedIn, MyFutureJobs, MauKerja, various Protege programmes from different companies, emails to companies, direct company career sites, local job fairs, even direct connections with banks in town. I saw some ppl trying their luck hence why I want to post here too. Any advice is welcomed
submitted by nimmi_777 to Sarawak [link] [comments]

2024.11.26 05:30 Odd_Finding5208 Investigación de Aguas Saborizadas 💦🇵🇪

¡Hola, comunidad! 💧 Estoy trabajando en un proyecto sobre aguas saborizadas y necesito su apoyo para completar una encuesta rápida. Su participación no les tomará más de 5 minutos, es completamente anónima y será de gran ayuda para mi investigación.
Si pueden colaborar, aquí está el enlace: https://docs.google.com/forms/d/e/1FAIpQLSfjC-2R653cTdrY4ZgMZVyt-N9oVMUjSJphDJdEDx-xb88LJw/viewform?usp=sf_link
🙏 ¡Gracias de antemano por su tiempo! Si tienen alguna duda o comentario, estaré encantado de responder.
submitted by Odd_Finding5208 to ULima [link] [comments]

2024.11.26 05:30 Uh_Oh_Spaghett10 Got SLAMMED yet still won

I was getting spawn killed the entire game by venu, blissey, and trevanant together, it was the most boring match I think I’ve ever played in my whole life 😭 the moment I came back from spawn, I’d get stunned by trev and then venu did SO much damage, I could barely last a second in petal blizzard, and we couldn’t do anything about it because we kept getting stunned by trev and blissey kept applying shields 😭 We got last hit on ray and won somehow, but I had to take a break from the game after that, it was brutal, I barely even got to play 💀
submitted by Uh_Oh_Spaghett10 to PokemonUnite [link] [comments]

2024.11.26 05:30 ieatfishie [LF] Auspicious Armor for Armarouge [FT] Malicious Armor for Ceruledge/Other

Looking to trade 2 or 3. Just attach to throwaways and trade. Open to other offers.
submitted by ieatfishie to pokemontrades [link] [comments]

2024.11.26 05:30 -TH1992- Upgrade PC help

Current PC specs
3070ti Ryzen 5 5600X 32gb ram b550 motherboard
playing on 1440p 280hz monitor
Looking to boost my fps in warzone. Currently 130-150 ish fps. Looking to achieve closer to what my monitor can do (if possible)
playing in mostly low/competitive settings.
What would you upgrade, and to what ?
Thanks in advance.
submitted by -TH1992- to PcBuild [link] [comments]

2024.11.26 05:30 GetBuckets13 What is this?

This post contains content not supported on old Reddit. Click here to view the full post
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2024.11.26 05:30 Away_Environment2163 That ass🤤

submitted by Away_Environment2163 to YesJuIz [link] [comments]

2024.11.26 05:30 rusakovic 📩 Sr Software Engineer (Hybrid or Local Remote) Salary: 💰$116,250 - $193,750. 📍Remote job in 🇺🇸 United States

submitted by rusakovic to likeremote [link] [comments]

2024.11.26 05:30 Fit_Dragonfruit_8505 IF worked but now I’m too cheap to buy new belts

And I happen to very much like my old real leather belts to stop using them. So instead, I bought a $10 leather hole punch, put some new holes in, and now they fit me again 😁
submitted by Fit_Dragonfruit_8505 to intermittentfasting [link] [comments]

2024.11.26 05:30 Blueyedevil07 Would it be possible to host a leauge in totf2?

There's custom matches and everything, but would it be feasible to host a leauge? Devs if you see this please add some sort of pc spectating or a link feature to pc version or something (i don't think games go across). If there's flat screen spectating it could be really big for some sort of esports thing or just a friendly leauge (that of which I'd like to host and maybe fight in)
submitted by Blueyedevil07 to ThrillOfTheFight [link] [comments]

2024.11.26 05:30 Limp_Radish_4432 In surrender I saw God.

Return to truth. I admit that I need the light. I surrender completely. I trust that I am where I need to be, what happened will teach me, what happens is necessary, and above all, I know what is right and what is true. I love, trust and rise, despite the fear of falling again. I have purpose. I have faith. I am in God's grace and favor.
I refuse to compromise and I am ready to rise.
submitted by Limp_Radish_4432 to UnsentMusic [link] [comments]

2024.11.26 05:30 Sea-File5447 M 28 , struggling a lot in career, Finance everywhere please suggest me something 1st pic is right hand and 2 is left

submitted by Sea-File5447 to palmistry [link] [comments]

2024.11.26 05:30 Commercial-Car177 What are some decisions you don’t like about Star Wars and be honest

submitted by Commercial-Car177 to StarWars [link] [comments]

2024.11.26 05:30 AutoModerator Multilevel Models, Random Intercept & Slope for items ? | Stats & Data Analysis

2024.11.26 05:30 GodisMercifulll Almost there!

Just wanted to remind you guys: WE’RE ALMOST HOME!! Paradise is waiting and our dad has his arms wide open!! Keep on going, let’s finish this race!
submitted by GodisMercifulll to Christianity [link] [comments]

2024.11.26 05:30 Hairy-Meringue-3241 Dragon Ball vs One piece Team luffy vs Team goku full fight Jump Force

submitted by Hairy-Meringue-3241 to Gamingboyd [link] [comments]

https://google.com/