2025.01.22 19:55 brandwellmedia How to Save $1 Million for Retirement Without Drastic Sacrifices – Start Now for Big Gains Later!
Hey guys! Retirement may seem like a distant dream, but hitting the $1 million mark for your golden years might be simpler than you think. Here's a quick guide to setting yourself up for stress-free retirement without needing to win the lottery or live like a monk.
1. Start Early, Reap Big Rewards
The magic of compound interest makes a strong case for starting your retirement savings as soon as possible. Think about this: saving just $100 a month from age 25 could grow to over $400,000 by 65 with a 7% return. Start at 35, and you'd only see around $200,000. Automate your savings, and let time do the hard work!
2. How Much Do You Really Need?
A good rule of thumb: aim to save 25 times your annual expenses. If you're looking at $40,000 a year during retirement, shoot for that cool $1 million goal. Everyone's needs differ, so grab an online calculator for a clearer picture tailored to your situation.
3. Your Simple Retirement Plan
2025.01.22 19:55 controllerbeagle PHX routes through ZDV
Hello dispatchers, controller here. Have noticed multiple airlines start adding GOSIP and/or ROSEI before GUP on the EAGUL. Not sure what caused this, but the idea popped into my head to share what ZDV is going to issue to maybe preclude some reroutes.
Our agreement with ZAB is to route them on or north of J102, then GUP. So we often reroute PUMPS..GUP. You could also use ALS.J102.GUP if you like. ROSEI being just south of J102 is not going to remain during the day.
If you really want the ZUN transition, they have to stay within ZAB, so maybe GCK..CIM..ZUN.
Hope this helps, not sure why there isn’t a workplace liaison between us. Feel free to ask any questions.
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2025.01.22 19:55 tryrublya The Menshikov Ruby, a precious red spinel from the top of the Imperial crown of Russia
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2025.01.22 19:55 Bitter-Sherbert-2112 f21 with bf for preferably f, massive sexting kink. session below
0539928cded3d3220025cea623e382b3ed9829575d7a8669500e96c632c016de6c
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2025.01.22 19:55 asa_my_iso Astoria Column
Kentmere 35mm in Rodinal. N80 + 28mm 1.8g and 85mm 1.8g submitted by asa_my_iso to Nikon [link] [comments] |
2025.01.22 19:55 North_Explorer_2688 Valiant Gargoyle help please (PS5)
I’d appreciate it soooo much I’m going mad
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2025.01.22 19:55 Kamen-Rider-Artif The Project SEKAI x Ensemble Stars!! - Special Collaboration Live Broadcast will air on the 27th! Feat. Ito Kent (Toya), Hirose Daisuke (Tsukasa), Ito Masami (Izumi), and Jose Yuichi (Chiaki)
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2025.01.22 19:55 Halp_I_has_questions Help
i joined a party then we went to their island, but afterward they left and it sent me to my own island but i cant leave my own island. it was only my 2nd time playing when this happened so i don't know how to leave and i haven't changed my house any.
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2025.01.22 19:55 AssaultAndroid Who is door made for? All Might??
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2025.01.22 19:55 Massive-Respond5758 Recognizing and Recovering from Burnout
Burnout can creep in, especially during frequent job searches or transitions. Recognizing the signs and finding ways to recharge can make all the difference. What are some early burnout signs you guys experience?
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2025.01.22 19:55 Strange_Cranberry_47 Thoughts on these houses?
Curious to find out what you think of these 2 houses in South Norwood (south London).
I’m thinking of doing a second viewing for the first one (the one priced at £600k), and aware it needs some work, and considering a first viewing for the second house (£575k one).
Re the second house, I really like the inside, but don’t like the outside leading into the back garden. Thanks!
https://www.rightmove.co.uk/properties/156480986 (in the photo showing the front of the house, it’s the one on the left without a driveway)
https://www.rightmove.co.uk/properties/155144105
submitted by Strange_Cranberry_47 to HousingUK [link] [comments]
2025.01.22 19:55 MinuteLeopard Employee feedback channels: what works best in your organisation?
What's generating meaningful engagement in your organisation? How are you balancing regular pulse checks (if so) with deeper dialogue, and how you're acting on the insights gathered?
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2025.01.22 19:55 No_Wolverine_9643 Death to the world zine 30.
Does anybody have a copy of the newest death to the world zine that they would be willing to sell? It was death to the world that really started me on my journey into the true faith. Inasmuch, I try to get a copy of every zine. Nevertheless, I have been bogged down working two jobs and missed zine 30. Please and God willing!
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2025.01.22 19:55 Ok_Bread_2094 Company doing a personal finance workshop
Hi everyone - first time posting on reddit so let me know if I did something wrong here.
My company wants me to help design and run an optional personal finance workshop for employees. We work in the construction industry in BC, and are a mid-sized company. There's definitely a wide range of financial literacy, so this would be aimed at the basics - nothing over complicated. It should be really simple for beginners to understand. This workshop could be something like 3 sessions of 2 hours, or shorter or longer as needed.
I'm hoping to get input on what you guys think would be the best topics to cover. Some things I've thought of are how credit cards and loans work (and interest), the basics of investing and compound returns, having people do a "personal financial statement" (to be kept private obviously), the importance of emergency funds, and how the financial side of buying a home works. I want to stay away from providing specific invest recommendations or anything that could be a liability for the company.
What do you think? What should we cover?
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2025.01.22 19:55 Better_Formal8299 I prefer my 'dinner' around 230/330/4
For a while when I was living in Florida, I would do a 'one meal a day' sort of diet to maintain my healthy weight of 125lbs. Ever since moving back up North, the food culture obviously is much more different ( home cooked meals , not so much the healthy south florida food lifestyle ) and of course being in different weather climates I have noticed it messes with my diet.
I've gained a couple pounds since being back, about 6 pounds and I'm looking to get back to what I was but its much harder here with working a 9-5, being cold and craving warm comfort foods, and eating out of boredom at work. I often wouldn't feel hungry in Florida due to the excessive heat, it just turned me off of food other than really light stuff.
What's your take on eating your dinner or 'big meal' early on in the day? I've been trying to stick to one meal a day, but its incredibly challenging now. I start to get hungry/bored at work at like 1230 and can usually push out my meal until 230/330pmish. And I'll eat a pretty large meal, panini and a side, but sometimes I want a little something at night around 7/8pm to snack on while I'm relaxing and I notice it's becoming a habit of mine which kind of takes the point away of eating my dinner in the afternoon.
Anyway, thoughts, suggestions and opinions are appreciated!
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2025.01.22 19:55 Alive_Phrase_9026 Does anyone know if KU does taxes for free
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2025.01.22 19:55 Zealousideal-You7332 I feel like this cheats the system
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2025.01.22 19:55 Own_Investigator6526 Runaway truck
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2025.01.22 19:55 ectworld Removed some siding for structural repairs. Old building. Is this sketch?
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2025.01.22 19:55 zurevzurev Eyes are enough 💦💦
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2025.01.22 19:55 Quick_Move_1489 How common is my look in Peru?
Dominican friend told me he thought I was Peruvian or Argentinian, arguing that my facial features are Peruvian but that my complexion is Argentinian. I’ve been told I look Peruvian or Guatemalan other times. I’m Latin American but not Peruvian. What features on my face give that impression? submitted by Quick_Move_1489 to phenotypes [link] [comments] |
2025.01.22 19:55 Born_Love_6516 lip piercing closure?
I’m looking to get my snakebites holes closed up but I’m wondering whether to go to a dermatologist or plastic surgeon? There don’t seem to be any professionals experienced in that procedure near me, i’m in Phoenix AZ. Does anyone have recommendations? The jewelry was 16h titanium flat backs/ hoops that i cleaned with neilmed, only had the piercing for about 3 months but left some pretty noticeable scars.
submitted by Born_Love_6516 to piercing [link] [comments]
2025.01.22 19:55 Slow_Cat_8316 The Struggles of Indie Game Dev
The Darkside Of Game Development https://youtu.be/xa2f2Uv3k68
Hopefully this resonates with some of you who are also struggling as indie game developers no matter the platform. Im sure you are not alone and its good to talk about these things with others also struggling.
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2025.01.22 19:55 Particular_Bet_3809 Archangel Michael says the storm has passed
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2025.01.22 19:55 thenextbestldrrecord best modern family episode to study?
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